Allstate Drivewise Installation: How To Install Drivewise

You are welcome to the Allstate Drivewise Installation. Drivewise is a voluntary program designed by Allstate Insurance Company and its affiliates (“Allstate”) to improve driver safety and self-awareness. Through your use of Allstate approved data collection technology, Allstate issues rewards and provides services based on your and/or your vehicle’s driving performance and preferences.

The premise of Drivewise is to provide rewards in the form of a discount, monetary reward, or both (collectively referred to as “rewards”) on the auto insurance policy to customers who exhibit safe driving behaviors. Data is collected through the Drivewise Mobile application installed on a compatible mobile device. A participant downloads the Drivewise Mobile application and may earn a percentage of the policy’s premium back as a reward based on driving performance data recorded by the Drivewise Mobile application.

Is Allstate Drivewise worth it?

Drivewise reviews agree that you shouldn’t expect to receive the full 30 percent discount unless you only use your car to drive to the grocery store in the morning.  Most drivers use their cars during the “moderate risk” hours of 11 a.m. to 10 p.m., and occasionally during the “high risk” hours of 10 p.m. to 4 a.m. Most drivers will also have “extreme braking events,” which are defined as slowing down 10 or more miles per hour over a one-second time interval.

One blogger’s review of Allstate Drivewise expressed irritation with the way her “extreme braking” incidents were recorded.  “What if I slammed the brakes so I didn’t hit another car? Or, maybe a dog ran out in front of me,” she wrote. Snow and icy conditions may cause the device to record hard braking events when none occurred, some users report. Another user says Allstate was willing to remove some of his braking events when he complained.

Some drivers also say they’re reluctant to use Drivewise because they feel it violates their privacy. While it is not a GPS device (meaning it can’t track where you drive), Allstate’s Drivewise terms of use say “data from the device may be deemed discoverable by third parties and used in an accident investigation and⁄or litigation.”

However, you will save money using Drivewise, at least at first. Allstate offers a 10 percent discount for signing up. It could be worth a shot.

Allstate Drivewise Installation

All you have to do is locate your vehicle’s diagnostic port which is underneath your dashboard. So go underneath the dashboard now and find it and here it is right there.

How do I activate Allstate Drivewise?

You can enroll in Drivewise through your Allstate agent or by calling 1-800-ALLSTATE (1-800-255-7828). You can also enroll your policy into the Drivewise Mobile Application program directly in My Account on Allstate.com or via the Drivewise Mobile application. In order to participate in Drivewise and earn all of the rewards and services that Drivewise has to offer, you must:

(1) be the legal, authorized owner of the vehicle(s) on your policy and have the right to enroll listed vehicles or drivers on your policy in Drivewise;

(2) take all of the appropriate steps necessary to ensure a sufficient amount of driving data is recorded as outlined in this document;

(3) provide an active and valid email address for yourself and all enrolled drivers to ensure proper communication. Allstate reserves the right to amend, modify, waive, or supplement these terms, or terminate your Drivewise participation at any time and for any reason.

Allstate Drivewise Installation – Eligibility Requirements

At least one driver must be fully enrolled to qualify for any Drivewise benefits. In the event that an enrolled driver is added or replaced, you are responsible for notifying Allstate and taking the necessary steps to ensure proper data recording, as defined below. Any delay in these steps may impact your eligibility for Drivewise rewards.

Drivewise Mobile Application Program Eligibility

To be eligible to receive policy rewards through the Drivewise Mobile application program, a driver must:

1. Be a listed operator on the policy
2. Provide a valid and active email address and phone number
3. Have a compatible personal device, such as a smartphone, and install the Drivewise Mobile application
4. Accept the Terms of Service of the Drivewise Mobile application
5. Enable location services on the phone
6. Keep the Drivewise Mobile application on the phone and eligible to run in the background; and
7. Record a minimum of 50 trips throughout the performance cycle

How Does Allstate Receives Drivewise Data?

Allstate enters into arrangements with other companies to obtain driving information to administer Drivewise. The company administering the Drivewise program receives your driving data which may be analyzed or scored by that company in order to provide rewards and incentives based on safe driving behavior. The agreement which governs the collection of driving information describes how that data is collected and used by the collecting company. All vendors supporting the Drivewise program adhere to the strict privacy and data security standards within Allstate protocol.

If you have questions about how your Drivewise data is gathered or no longer wish to have your data collected or shared with Allstate, contact (877) 431-7670 to un-enroll from the Drivewise program.

How Does Allstate Uses Drivewise Data?

Allstate receives the driving performance data for each participating operator and will provide you with savings and rewards as part of your auto insurance policy in accordance with the rules and rates on file with the state insurance department where your vehicle is garaged. Data may be retained indefinitely. Driving data used to calculate the performance score can be viewed at myaccount.allstate.com by the person who enrolled the policy or through the Drivewise Mobile application. Allstate may provide your Drivewise data to insurance regulators to support rate or other insurance related filings. Allstate, at its discretion, may also review Drivewise data as part of its investigation of an automobile accident. Additionally, Allstate may use your Drivewise data to improve our insurance pricing and underwriting models.

If you have any questions, comments, or concerns about the Drivewise program or how it applies to the policy, you can contact the Drivewise customer team at (877) 431-7670 from 7:00 a.m. – 7:00 p.m. CT, Monday – Friday, or drop a comment below.