The American Funds is a division of privately-owned Capital Group, which was founded in 1931. Based in Los Angeles, Capital Group is among the largest asset management firms in the U.S., with over $1.8 trillion in assets under management (AUM). American Funds Log in and Signup is very easy, If you are having trouble signing American Funds, know the complete information with a step-by-step help guide.
American Funds Log in Overview
American Funds offers choices in the equity, equity income, asset allocation, and fixed-income classes of funds. Asset allocation funds targeted to specific retirement years are one of the firm’s highly rated specialties. The funds are actively managed by portfolio managers who pay attention to value and keeping turnover rates low.
American Funds does not advertise. It markets its funds by compensating traditional brokers and financial advisors with commissions. To pay these commissions, its funds charge a combination of front-end loads, back-end loads, and higher expense ratios.
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American Funds Log in: How To Login Your Capital Group Account
Procedure to American Funds Login:
1. First visit the official American Funds website https://www.capitalgroup.com/individual/accounts/login.htm
2. Now enter user ID or email to login.
3. Now enter your password, which was created while creating American Funds account.
Getting trouble with sign in page?
- Check if your username / email and password are spelled correctly.
- If you do not remember the password or account, please use the button “Forgot Password” to reset the American Funds login details.
- If nothing helps, send a message to customer service and ask for their help.
American Funds Log in: How To Reset Your Password
A password is mainly a security code set in our account, it happens very often that we forget our password.
If you forgot your password, follow the tutorials below to reset your password.
1. Go to the password reset page: https://www.capitalgroup.com/individual/accounts/login.htm
2. Enter your email, name, or username to Find American Funds account, then click Search.
3. Click This is me next to your account to send a password reset link to your email inbox.
4. Check the email address connected to your account for a password reset email
From the email, click Reset password and enter your new password, and Click on Change Password FAQs
How Do I Access My American Funds Account?
Visit americanfunds.com/retire and then click on Log in. If this is the first time you are accessing the participant website, please select the “New user?” link on the login page. If you need assistance, please call (800) 421-4120.
Where is my American funds account number?
Primary account number: Displayed at the top of every page to make it easier to reference your account number when contacting American Funds. All accounts linked to your portfolio can be accessed by referencing the primary account number. Generally, it is the first account you established at American Funds.
Can I withdraw money from my American Funds account?
Withdrawals from your non-Roth balance are generally taxable. Penalties may apply. If you’re under age 59-1/2 when you cash out, you may have to pay a 10% early withdrawal penalty on the taxable portion of your distribution.
How do I invest in the American Funds?
If the American Funds approach to investing appeals to you, you may be interested in putting some of your nonretirement plan savings in the funds. The American Funds are sold through financial professionals, like the one who is associated with your company’s retirement plan.
What’s the minimum I can invest?
The minimum initial investment is $250 for all funds except the money market funds and the state tax-exempt funds, for which the minimum is $1,000. The minimum investment for any additional investments you make is $50.
What’s the process?
Talk with your financial professional before you make the first investment. He or she will help you figure out which fund or funds might be right for your particular needs. Then you’ll read the fund prospectus, work with your financial professional to fill out a simple application and send it to American Funds along with a check for the amount you’d like to invest.
How do I make additional investments in the funds?
You can make additional investments in a number of ways. Choose what’s most convenient for you:
- Contact your financial professional. If you don’t have one, please contact us.
- Set up a direct transfer from your bank account using American FundsLink®.
- Set up a bank wire.
- Send regular monthly or quarterly investments. You may want to use American FundsLine® at 800-325-3590.
- Send a check with the investment coupon at the bottom of your statements.
- Use payroll deduction. Check with your employer on how to set this up.
Three ways to buy shares
There are three methods of buying fund shares outside of your retirement plan. These methods allow American Funds to compensate your financial professional for helping you decide which funds are right for your particular needs:
- Class A shares are sold with an up-front sales charge, which declines as the investment amount increases. For many American Funds shareholders — especially those with significant account balances — this remains the most cost-effective way to own American Funds shares.
- Class C shares do not have an up-front sales charge, but investors are subject to a 1% contingent deferred sales charge on shares sold within 12 months of purchase. In addition, investors pay higher expenses than on Class A shares. These shares convert to Class F-1 shares after 10 years.
- Class F shares are sold without a sales charge. Shareholders can purchase them through participating financial professionals, who receive an annual asset-based fee from their clients.
No class of shares is better than the others. You decide how you want to pay for your investment and the advice of your financial professional. When deciding which share class is best for you, be sure to consider how much you have to invest and how long you plan to stay invested. Your financial professional can help you decide which share class is appropriate for you. For more information about share classes, including specific sales charges and expenses, please see the fund prospectuses.