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American Express Savings Login: How To Access Your Account

American Express High Yield Savings account is best for people who want a savings account that’s easy to set up online and earns a relatively competitive interest rate. For those looking to save money with a big-name financial institution, the American Express High Yield Savings Account is a popular option. However, your American Express Savings Login allows you to access and manage your account online.

However, this webpage will take you through the online account registration procedure, a process in which a few pieces of information will be necessary before your account can be accessed. Additionally, it discuses the steps you need to take in order to access your Savings account using your Card User ID and password or Savings User Name and password.

What You Should Know About the Amex High Yield Savings Account

A High Yield Savings Account is a savings account with a variable interest rate typically higher than retail brick-and-mortar banks. High Yield Savings Accounts are limited to a maximum of nine (9) online and telephone withdrawals or debits per monthly statement cycle. Interest on High Yield Savings Accounts is compounded daily and posted to accounts monthly.

The Amex High Yield Savings Account takes only a few minutes to get up and running. You just need a few pieces of information to open the account — your social security number, your address, phone number and email address, and the routing and account number of an external bank account that you can use to transfer money in to start the account (or you can send a check).

There’s no minimum deposit to open the account, and no minimum ongoing balance to keep it open. And since the account has no monthly maintenance fees, there isn’t any minimum balance required to avoid them. The only minimum is that you must have at least one dollar in the account each month to earn interest that month.

If you want easy access to your money at a high interest rate, then a High Yield Saving Account could be a great fit for you. It’s a straightforward account with no fees whatsoever and a higher-than-average APY. Managing your account online is seamless with American Express. And American Express offers much more than just a great rate.

  • No minimums, no monthly fees
  • 24/7 superior customer service
  • Easy access to your money, round-the-clock
  • Up to 9 withdrawals/transfers per month 
  • FDIC insured
  • Backed by the service & reliability of American Express

Once you’ve linked an external account, you can have money transferred directly into the Amex High Yield Savings Account on a recurring basis. Or, if you prefer, you can adjust your employer’s direct deposit so that a portion of your check goes directly to the account on each payday instead of into your primary account. You can also make deposits by physically mailing in checks.

Amex High Yield Savings Login Steps

American Express have made it easier for Savings customers who also have a Card account with American Express to access and manage their accounts online. This gives you the convenience of using a single set of login credentials to access both Savings and Card information online and in the Amex High Yield Savings Login portal and the American Express App.

For American Express Savings customers who also have a Card account, you can now access your Savings account using your Card User ID and password. This will give you the convenience of using a single set of login credentials to access both Savings and Card account information online and in the Amex High Yield Savings Login portal and Amex App.

American Express Savings Login: How To Access Your Account

However, if you have an American Express Card account, you can now access your Savings account using your Card User ID and password by selecting Log In with Amex Account.

For Savings customers who don’t have an American Express Card account, you can continue to access your Savings account by logging in with your existing Savings User Name and password by clicking Log In with Savings Account.

If you have forgotten your user name or password, go to the login page and click either the “Forgot User Name?” or “Forgot Password?” link and follow the prompts.

If you are a new user, you can set up online access by going to https://personalsavings.americanexpress.com/onlinebanking/onlineEnrollment.do?. If you are locked out of your account (and the page requests you to contact us), please call us at 1-800-446-6307 and ask the Representative to issue you a temporary 6-digit password. This method will allow you to keep your current password.

How To Register Your Amex High Yield Savings Account to Your Online Card Profile

American Express has made Savings account access more convenient. Savings customers who also have an American Express Card can now combine all their account access under a single User ID and password.

Once enabled, customers will be able to use their User ID and password to access their Savings account online, as well as manage their Savings account alongside their Card account when using the American Express App and when logging in at www.americanexpress.com.

To get started, follow the step-by-step instructions below to register your Savings account to your online Card profile. You will need both an active Card login and Savings login to complete your registration.

Step 1: Go to the Savings login page and click Log In with Amex Account. You will see two options for accessing your Savings account, either by using your Card or your Savings login details:

Click the box on the left that says Log In with Amex Account to begin the one-time registration process. Note: You will need both an active Card login and Savings login to complete your registration.

If you don’t have an Amex Card, or you have a Card but haven’t set up an online profile, simply choose the Log In with Savings Account option.

Step 2: Enter Amex Account User ID and password. After clicking Log In with Amex Account, you’ll be taken to a screen to enter your Card account User ID and password.

Click Log In to proceed.

*NOTE: If you’re already logged in to your Amex Card account, click the blue Personal Savings icon in the account switcher, located in the upper right corner of the “Home”

Step 3: Confirm Your Amex Account Details. When accessing your savings account through this method for the first time, you may be asked to review and confirm your personal information.

Add any missing information and click Continue to confirm your profile details.

Step 4: Enter Savings User name and password. You will then be taken to the Savings account registration page. Please enter your Savings account User Name and password that you have been using for Savings and click Register and Log In to complete the process of adding your Savings accounts to your online Card profile.

In the future, when clicking Log In with Amex Account, you’ll land directly on your Savings account dashboard after entering your Amex Card credentials, bypassing Steps 2-4. 

How To Contact American Express National Bank

American Express National Bank offer 24/7 support for your American Express® Savings account.

Call them: American Express customer service representatives are here to answer your call – 24/7. 1-800-446-6307

Send them Mail

American Express National Bank
P.O. Box 30384
Salt Lake City, Utah 84130

If you are mailing a check for deposit, please verify that it follows their check acceptance requirements. For any correspondence related to IRA Plans, please use the following mailing address:

American Express National Bank
P.O. Box 30376
Salt Lake City, Utah 84130

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