Skip to content

AT T Universal Card Login: How To Access Your AT&T Account

AT&T offers credit cards through its financial partner, Citibank, Cardholders can take advantage of the 0% introductory APR for 15 months to rapidly reduce transferred debt balances. In addition, AT&T Access Card, a reward credit card from Citi, helps you earn Thankyou points on purchases and redeem them for almost anything, including AT&T products. However, the AT T Universal Card Login portal allows current cardholders to sign in and manage their AT T Universal credit Card account online.

What Happened to the AT&T Universal Card?

After a couple of years of not doing much, Citi finally picked up its game a bit in 2014 to introduce new cards and revamp its rewards program. The latest change, which I only recently noticed, is that Citi seems to have finally retired its venerable AT&T Universal Card, a product which had been around for about 20 years, an eternity in this industry.

The new card is called the AT&T Access Card. Whereas the old card gave you a 10% discount on AT&T services, the new card seems to be more of a ThankYou Point-centric product. You now only get 2 TYPs per  dollar spent on AT&T but you also get 2 TYPs per dollar spent on travel and retail sites. And that could possibly be interesting in light of the airline transfer partners Citi now has for the TYP program.

About the AT&T Access Card From Citi

The AT&T Access Card from Citi is a rewards credit card that offers rewards for AT&T purchases and more. You can earn two points per dollar on purchases with AT&T and on purchases made online at eligible retail and travel websites. All other purchases earn one point per dollar. If you spend $1,000 in purchases within three months of account opening, you’ll earn 10,000 bonus points. There is a $0 annual fee.

The standard variable APR for purchases is 13.99% to 22.99% based on creditworthiness and also applies to balance transfers and Citi Flex Plan. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned.

Minimum finance charge $0.50. Annual Fee – None. Fee for Foreign Purchases – 3% of the U.S. dollar amount of each purchase. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — either $5 or 5% of the amount of each transfer, whichever is greater.

Related Posts:

  1. Citibank Credit Card Payment
  2. Citicards Online Bill Pay
  3. Citicards Login

How To Register Your AT T Universal Card Online

Once you get your AT&T Access Card From Citi, you have to register your credit card account online. There are a lot of benefits to registering an account online. You can manage your AT T Universal credit card online quickly and easily. Here are the steps for registering for AT T Universal Credit Card online:

  1. To setup your account, kindly visit
  2. Enter your Credit card number or Debit card number.
  3. Choose Bank Account Number if you don’t have a Credit/Debit card number.
  4. Click the Continue Step Up to Verify your details and set up online Access.

AT T Universal Card Login Steps

Now that you have known that the AT T Universal Card is issued by Citi and the new card is called the AT&T Access Card. You can Sign on to make a payment, manage your account and view your benefits. So logging in will require you to access the Citi website.

Therefore, as the accountholder (the primary person who applied for the card), when you register for and sign in to your AT T Universal Credit Card Account, you have 24/7 online access to the following Account Management tools:

  • Make your AT T Universal Card payment
  • Manage payment and account settings
  • Update your stored personal information
  • Choose paperless billing
  • Add an authorized buyer
  • Ask for an increased credit limit
  • Check current balance
  • See available credit amount
  • View current and past transactions
  • View current and past statements
  • View scheduled and past payments

To log into your online account, follow these simple steps:

AT T Universal Card Login Steps
  • To login to AT&T Universal Credit card, you have to access the AT&T Universal homepage of the credit card issuer at
    Follow the space provided on the right side of the page and enter your User ID (Username) and Password.
  • Click the Sign On button to login and manage your account.

How To Make Your AT T Universal Card Payment

You can make a one-time credit card payment or schedule a future payment online. You can also enroll in AutoPay to have automatic payments made on your account each month.

The mailing address is located on the most recent credit card statement, which can be accessed from the Statements page. The address is located on the payment coupon on the bottom right of the first page of the credit card statement. As a reminder, you can also make an online payment or set up AutoPay for future payments.

You can pay your Citi credit card bill over the phone. Just have your payment information ready and Contact them by phone. If you’re outside the U.S., call collect at 605-335-2222.

4 thoughts on “AT T Universal Card Login: How To Access Your AT&T Account”

  1. Hi Glenn Chapman,
    While 800-423-4343 is AT&T Universal Card’s best toll-free number, there are 5 total ways to get in touch with them. The next best way to talk to their customer support team , according to other AT&T Universal Card customers, is by calling their 877-318-2092.

  2. Phillip Tannehill

    I have had a AT&T Universal Card for many years.. You have so much junk on Citi site or AT&T site can’t hardly get in to pay my credit card bill

Add Your Comment Here

Your email address will not be published.