Bank Of America Routing Number: How To Find Your Routing Number
If you have questions about your Bank of America Routing Number, or sending or receiving funds to or from your account, contact Bank Of America customer service immediately by calling collect: 315.424. 4022 from outside the U.S. or 800.432. 1000 domestically (Mon–Fri 7 a.m.-10 p.m. or Sat–Sun 8 a.m.-5 p.m., excluding holidays; all times ET).
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What is a Bank Of America Routing Number?
A routing number, or ABA routing transit number (you might also see it labeled as “RTN”) is a 9-digit code unique to the branch where you opened your bank account. This code is what tells other banks where a digital transfer needs to take place.
It’s important to note that your routing number is not the same thing as your account number. An account number at Bank of America (or any other bank) identifies your specific account and should be kept private to avoid theft.
A routing number, on the other hand, is only used for making transfers and doesn’t refer to your personal bank account.
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Why do you need to know Bank Of America Routing Number?
These days, there are countless ways to transfer money and pay bills. Apps and mobile banking make most daily transactions super easy.
However, if you want to set up a direct deposit connection or make a one-time transfer, you will need to know your routing number. Once you find your number, I recommend writing it down and keeping it somewhere safe. That way, you’re prepared next time you need to transfer funds.
Knowing your Bank of America routing number can save you some time when you need to accomplish different banking tasks. But routing numbers can differ, depending on the state in which your account was opened and the type of transaction you make. Here’s how to locate your bank routing number.
Bank of America Routing Number (s)
Consult this chart for every routing number Bank of America offers — in every state — so you can find your routing number right away.
|Illinois, Chicago Metro||081904808|
|Missouri East/St. Louis||081000032|
|Missouri West/Kansas City||081000032|
How To Find Your Routing Number
If you have a Bank of America checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Bank of America any time at 800-432-1000 to find the routing number for your account. If you are at all confused about which number to use, you should consider calling Bank of America because using the right number could mean the difference between your money going into the right or wrong account.
How To Find Your Routing Number on a Check
If you’re wondering how to find routing number information for Bank of America on any of your personal checks, simply look at the first nine-digit number on the bottom left-hand side. You can also use the previous chart to find your Bank of America routing number.
Keep in mind that your check routing number will be different depending on where you opened your Bank of America account. Bank of America has branches in most U.S. states and each state has its own routing number, which makes processing easier and helps the bank manage accounts better.
For instance, Texas, Missouri, Illinois and Florida each have more than one routing number, so you should contact the bank or log into your online account to find the correct number for your account. If you’re even just one number off, your funds might go to the wrong place.
How Is Your Bank Routing Number Used?
If you have a Bank of America account, there are various reasons you might need to know your bank routing number. Here are some of the most common ones:
- Making online or phone payments
- Setting up automatic bill payments
- Processing checks
- Transferring money
Different Numbers for International Wire Transfers
A wire transfer is one of the fastest ways you can transfer money to someone electronically. The money is moved from one bank to another electronically, and you don’t need a check to complete the transaction.
If you’re moving the money abroad, you’re making an international transfer, and you might need to take exchange rates into consideration when you complete the transaction. The routing number on a check is different from the ones you use for wire transfers.
Make sure you use the correct number so the funds will be credited correctly. Here are Bank of America’s wire transfer numbers:
|Bank of America Wire Transfer Numbers|
|Domestic Wire Transfer||26009593|
|International Wire Transfer||26009593|
|SWIFT Code — Incoming Wires in U.S. Dollars||BOFAUS3N|
|SWIFT Code — Incoming Wires in Foreign Currencies||BOFAUS6S|