Best Buy Credit Card Application | How To Apply Online

Best Buy Credit Card Application process is very simply when you follow the instructions below, You can apply for a My Best Buy credit card in-store or online. If you want to apply online, you’ll first have to create a BestBuy.com account (if you don’t already have one).

Best Buy Credit Card Application Requirements

If you want to get Best Buy credit card you must:

  • be a resident of U.S. or Puerto Rico;
  • be at least 18 years of age (21 years of age in Puerto Rico);
  • have Social Security Number;
  • have a valid ID-photo;
  • have a mailing address.

Best Buy Credit Card Application – How to Apply

You can apply in-store or online for a Best Buy credit card, but the process is a bit opaque. Essentially, there are two basic versions:

My Best Buy Credit Card. This is a “closed-loop” store card, meaning it’s accepted only at Best Buy and BestBuy.com. There is no annual fee.

My Best Buy Visa. This is an “open-loop” credit card, accepted anywhere that takes Visa. This card comes in two versions, with the only significant difference being the annual fee. When you submit your application, Best Buy will tell you which one you’ve been approved for:

  • Gold. This version has an annual fee of $59.
  • Platinum. This version has no annual fee.

According to Best Buy, when you apply for a card, you are first considered for the My Best Buy Visa Platinum (open-loop, no annual fee). If you don’t qualify, you’re then considered for, in order, the My Best Buy Credit Card (store card) and finally the My Best Buy Visa Gold (with annual fee).

In other words, you won’t have any control over which version you get approved for.

Step 1: Go to the website of Best Buy Credit Cards. You can use link below:

Best Buy Credit Card application page

Step 2: At the middle of the webpage select your country, you will see big blue “Apply” button. Click on it.

Step 3: You will be redirected to the page with an application for Best Buy credit card.

At first, you need to login to your Best Buy regular account. If you don’t have one, you can create one.

There is a link for it.

Step 4: When you register a new account or log in to the old one you will be redirected to the application page.

At first, you will be needed to fill your personal information such as your name, email, address, phone, SSN and date of birth.

When you fill every field, scroll down

Step 5: At this stage, you will be needed to read all the terms and conditions of the Best Buy card. After that scroll down again.

Step 3: This is the last step. You just need to confirm the agreements with Best Buy and click on “Submit Application” button.

Congratulations, you’ve applied for Best Buy credit card!

Frequently asked questions

How do I apply for a Best Buy Credit Card?

You can apply for a My Best Buy credit card in-store or online. If you want to apply online, you’ll first have to create a BestBuy.com account (if you don’t already have one).

What bank does the Best Buy Credit Card go through?

The My Best Buy credit cards are co-branded cards through Best Buy and Citibank.

There is no annual fee for the My Best Buy Visa Platinum or the My Best Buy card.

There is an annual fee of $59 for the My Best Buy Visa Gold.

Does the Best Buy Credit Card have an activation fee?

No, the Best Buy credit cards do not have an activation fee.

Where can you use a Best Buy Credit Card?

You can use either of the My Best Buy Visa cards (the Platinum or Gold) anywhere Visa is accepted. You can only use the My Best Buy card at Best Buy retail stores or online at BestBuy.com.

Does the Best Buy Credit Card offer buyer protection or an extended warranty?

Most Visa credit cards do provide some sort of protection and extended warranty. Please see your cardmember benefits explanation for additional details.

How do I pay my Best Buy Credit Card bill?

You can pay your Best Buy credit card bill online, in-store, by mail (to the address on your statement), or by phone (888-574-1301).

Can I pay my Best Buy Credit Card bill with another credit card?

No, you cannot pay your My Best Buy Credit Card bill with another credit card.

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