Big Lots Credit Card Login: How To Make Your Credit Payment

The Big Lots Credit Card issued by Comenity Bank’s which is now Bread Financial comes with online features that allows cardholders to access and manage their credit card account online. With your Big Lots Credit Card Login, you can make your payment online, set up auto pay, manage your account preferences and lots more.

Cardholders of the Big Lots Credit Card are able to manage their credit online from the comfort of their own home. Cardholders have access to a fabulous online account from which they can manage and make immediate payments on outstanding balances and review statement history.

Once registered, a number of useful functions will be available to provide a more convenient banking experience. Below, we have also covered the steps required in activating your credit card as well as those needed to log into your newly created account. Begin by scrolling down to our tutorial below.

How To Register For Online Access To Your Big Lots Credit Card Account

If you have not registered your Big Lots Credit Card, you need to register it for online access before using it for online transactions. As the accountholder (the primary person who applied for the Big Lots credit card), when you register, activate your card and sign in to Account Center, you have 24/7 online access to the following Account Management tools:

  • Make your Big Lots credit card payment online
  • Manage payment and account settings
  • Update your stored personal information
  • Choose paperless billing
  • Add an authorized buyer
  • Ask for an increased credit limit
  • Check current balance
  • See available credit amount
  • View current and past transactions
  • View current and past statements
  • View scheduled and past payments
  • Send them a question via Secure Message Center

To register your credit card kindly go the Big Lots Credit Card registration page;

Be sure to fill in the form with your:

  • Credit Card Account Number
  • ZIP Code or Postal Code
  • Identification Type. for example.” Social Security Number (SSN), Social Insurance Number (SIN) or Alternate Identification (AIN).
  • And your Last Four Digits of SSN

If you can’t locate the number/ID or forgot it, Call Customer Care at 1-844-271-2778, TDD/TTY: 1-888-819-1918.

Big Lots Credit Card Login Steps

The Big Lots credit card login process is very simple and straightforward. After you might have registered for online access you will receive your username and password. Before, you make your first payment with card you will need to log in to your credit card account through the Comenity bank website.

Follow the steps below to log in to your Big Lots credit card account:

Big Lots Credit Card Login: How To Make A Big Lots Card Payment

Step 1: Go to the Comenity Bank: Big Lots Credit Card Login page: 

Step 2: Sign in with your username and password. If you don’t have a username and password then follow the steps above to register for online account access.

Once logged in, you can view your account summary, make Big Lots Credit Card payments, and update your profile information. You can also activate paperless statements and set up autopay to have your monthly statement automatically paid each month from a checking or savings account.

If there have been multiple unsuccessful attempts to sign into your account, they will temporarily suspend your online account access for your security. They will send an email with instructions to the email address they have on file for your account.

If you were locked out because you forgot your username and/or password, visit Forgot Username or Password to reset your information so you can sign in. You can also pay a bill without signing in with Comenity’s EasyPay.

How To Make Your Big Lots Credit Card Payment

You can make a Big Lots Credit Card payment online, by phone, or by mail. To pay a Big Lots Credit Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Big Lots Credit Card also allows cardholders to set up automatic payments.

Ways to Make a Big Lots Credit Card Payment

1: Online: Log in to your online account and access the “Payments” section. You can also set up automatic payments for the minimum due, your balance, or an amount of your choice. Automatic payments let you authorize an ongoing deduction from your checking account to pay your Big Lots Credit Card Account on your Payment Due Date.

You may schedule an automatic payment of your Minimum Due, My Balance or an Other Amount of your choice. When you do, you will receive an email reminder 10 days before the payment is withdrawn from your checking account. Then, on your Payment Due Date, your payment will be paid according to your chosen payment option—no stamps, no late payments, no worries. Go to Automatic Payments.

Alternatively, you can make a payment through EasyPay, without logging in,

2: By phone: Call (888) 566-4353 enter your card information and follow the prompts to make a payment. Please note that there may be a fee to process a phone payment. You have the option to withdraw your payment if you do not wish to pay the fee.

3: Payment by Mail: You can make your Big Lots credit card payment by mail if you prefer to pay with a check or money order. Here’s how:

  1. Write a check or purchase a money order for at least the minimum payment.
  2. Detach the payment coupon from your billing statement.
  3. Send the payment and payment coupon to:

Comenity Capital Bank
P.O. Cox 659820
San Antonio, Texas 78265

Big Lots Credit Card Phone Number

If you need additional assistance, contact Big Lots Credit Card servicer Customer Care.

Customer Care


Customer Care Address
Comenity Capital Bank
PO Box 183003
Columbus, OH 43218-3003


  1. Betty Hamme says:

    Lost card need to make payment and statement

  2. Betty Hamme says:

    Need to make payment lost statement

  3. Hi Betty Hamme,
    You may also make this request by calling big lots credit card customer care team at 1-866-BIGLOTS (244-5687).

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