Can I Get Geico Insurance Online? – How To Get Geico Auto Insurance

If your question is “Can I Get Geico Insurance Online?” The answer is yes. Acquiring car insurance is an important part of being a responsible driver. There are many companies in the market offering car insurance, so choosing the one that’s right for you can be difficult. One possible choice is GEICO. With control of 13.8 percent of the insurance market, GEICO car insurance is the second-largest insurer in the U.S.

GEICO Auto Insurance

Although it is well known as an auto insurance provider, insuring about 28 million vehicles according to the Insurance Information Institute, GEICO also provides other policies including renters insurance, homeowners insurance, and life insurance. It offers the following types of coverage:

  • Collector auto insurance
  • Motorcycle insurance
  • RV insurance
  • ATV insurance
  • Boats and personal watercraft insurance
  • Mexico insurance
  • Commercial vehicle insurance, including ride-share and on-demand delivery drivers

GEICO was established by Leo and Lillian Goodwin in 1936. It was initially called the Government Employees Insurance Company, which reflected its target audience of federal employees and certain groups of active military officers. In the first year, their team grew to include 12 staff members and they had issued over 3700 insurance policies.

As of 2018, GEICO had over 40,000 insurance associates across 17 major offices around the U.S. With over 16 million active auto insurance policies, it is highly rated for its financial stability and ability to pay out claims without hassle. It’s currently owned by Berkshire Hathaway and operates across the entire country, with headquarters in Chevy Chase, Maryland.

With the GEICO mobile app, you can stay up to date with your insurance policy, check your billing details, pay your bills, and file any claims. You can also communicate with an agent, check your car’s parking and maintenance history, and request roadside assistance.

Types of Car Insurance

Before choosing insurance for your vehicle, you’ll need to consider several factors, including your driving habits, the type of car you own, the community you live in, and where you park your car. While liability insurance is a must-have in almost every state, you’ll may need other coverage options to ensure that you have the best protection available for your vehicle. Here’s a lowdown on the standard types of car insurance available:

  1. Collision insurance: This covers damage to your car resulting from a collision. After removing your deductible, collision insurance will cover the cost of repairs up to the value of your car. It will not cover totaled vehicles.
  2. Liability insurance: When you’re liable for a car accident in which you injure another person or damage their property, liability insurance covers the cost of medical bills, repairs, funeral expenses, and legal expenses. It is compulsory for car owners in all states except New Hampshire.
  3. Personal injury: This covers the medical bills of you and your passengers when you’ve been involved in a car accident, whether you’re liable or not. It also covers lost wages, lost time, and funeral expenses. Personal injury insurance is only available in 22 states.
  4. Uninsured and underinsured motorist coverage: This plan covers the cost of medical expenses or property damage in an accident when the liable party is uninsured or underinsured.
  5. Comprehensive insurance: This covers damage sustained through actions other than driving, such as vandalism, theft of the car, or bad weather. Comprehensive insurance is not mandatory unless you have a lienholder.

GEICO’s Car Insurance Coverage Options

On top of regular auto insurance packages, GEICO offers some special packages including:

  • Mechanical breakdown coverage: This pays for the repair of any faulty mechanical vehicle parts, as long as the car has less than 15,000 miles on it and is less than 15 months old. This coverage does not include damage caused by wear and tear on the vehicle and does not cover regular maintenance. Mechanical breakdown coverage comes with a $250 deductible and is renewable on a seven-year basis, or after every 100,000 miles.
  • Ride-share insurance: This covers your vehicle for both personal use and commercial use like ride sharing or on-demand delivery. This program is available in the District of Columbia and 40 states.

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Can I Get Geico Insurance Online? – How To Geico Auto Insurance Online

When comparing car insurance rates, make sure you’re looking at similar policies. It’s easy to get a fast quote for cheap car insurance online or over the phone anytime. And with a 97% customer satisfaction rating*, why not start with GEICO? Here are the basics on How To Geico Auto Insurance Online.

1. Find what you need to get a quote.

The first step in shopping for car insurance is to get a quote. To get an accurate car insurance quote, you’ll need to provide some basic information. In addition to your name, address, and date of birth, some questions you may be asked include:

  • Type of vehicle and how you use it
  • Any other drivers that will be on the policy
  • Education and profession
  • Auto insurance history
  • Accident history

Not sure about something? You can always save your quote at any step and come back later.

2. Determine how much coverage you need.

When shopping for the best car insurance, make sure you’re comparing apples to apples. If you already have auto insurance, have your current policy details handy to understand your current limits and deductibles. You can also use Geico Coverage Calculator to help determine what’s best for you.

Some things to consider when shopping for a policy:

  • Check the minimum coverage requirements for auto insurance in your state.
  • Consider carrying a higher deductible to lower your premium. A $500 deductible is a popular choice.
  • Collision coverage provides protection for your car.
  • Liability coverage helps protect your personal assets in the event you are responsible for injuries or damage.

3. Look for car insurance discounts.

It’s important to look for discounts when shopping for car insurance. Safe driving definitely has its rewards. Geico also love safe vehicles. Get a quote and see if you qualify for additional discounts on your policy, including:

  • Vehicle equipment
  • Driving history & habits
  • Driver’s education
  • Driver affiliations
  • Customer loyalty

4. Get a car insurance quote.

You may need additional information about yourself and your vehicle to get an accurate auto insurance quote. Gathering the following items before you start will help you be prepared:

  • Valid driver’s license and number
  • Vehicle identification number (VIN)
  • Address the vehicle will be stored

You can get a car insurance quote online anytime. Geico also have local agents in many areas across the nation. Find a local agent near you.

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5. Compare insurance quotes.

When shopping for car insurance, if you are getting quotes from different companies, you may want to compare them. For a useful comparison, make sure the quotes are for the same:

  • Coverages
  • Deductibles
  • Limits

Comparing car insurance can be a straightforward process once you understand what parts of the quote you need to compare. You also need to consider the service you will get after you purchase. GEICO has a 97% customer satisfaction rating* and provides anytime access to licensed insurance agents 24/7/365.

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