Whether you need money to hold you over until your next paycheck or a check cashed, Check ‘n Go promises to help. However, the Check n Go Login portal allows you to access manage your loan account online. You can make a payment, set up autopay, view your active loans, check your loan balance and more.
Therefore, read our downloadable guide carefully and completely. It contains important information that should answer most of your questions about managing your Check n Go personal loan account online. Keep in mind, though, that like this website, it only gives general information. It is not the law. It is not a regulation. It is not legal advice.
What You Need to Know About a Check ’n Go Installment Loan
Check ’n Go is a storefront and online lender based in Ohio that has nearly 1,000 locations in the U.S. The company offers payday loans, installment loans, cash advances, check cashing and more.
Installment loans from Check ’n Go are marketed as payday loan alternatives, with terms that typically last from three months to 18 months. That’s a longer repayment period than what you could get with a payday loan, which is usually due within a few weeks. In comparison, some companies offer installment loans that give you around 24 months to 60 months to repay.
Check ’n Go opened its doors in 1994 claiming to help underbanked consumers who weren’t able to qualify for other bank products. Here are a few more features and conditions of a Check ’n Go loan that you should know before applying.
- Repayment terms: Loan terms for Check ’n Go installment loans typically range from three months to 18 months. Electronic payments for an installment loan are withdrawn from your checking account on your payday. But you can also opt to pay with a cashier’s check, debit card, money order or MoneyGram.
- Active checking account required : You won’t get approved without an account that allows direct deposit.
- Late payments and returned payments: Check ’n Go may charge a fee for a late or returned payment. Fees vary by state, so you need to pay attention to the fine print if you get a loan offer.
How To Register For Online Access to Your Check n Go Loan Account
If you are a first time user, you need to register for online access to your account. Once you register for online access and log in to your account, you will have access to make a payment and get fast, free, and secure information on your home loan and other online account services.
Follow the steps below to register for online access to your Check n Go Online Loan Account
Go to the Check n Go new user registration page: https://account.checkngo.com/enrollment and complete the form to register for Pocket360®. This usually only takes a few minutes.
Check n Go Login Steps
In order to manage your Check n Go account online, you have to log in to your online account. The login process is very simple. You must have your username and password to access the login portal. Those who don’t have their login credentials, have to register first.
However if you already have your login credentials, then simply follow these simple instructions below to access your Check n Go account online.
- To sign in, go to https://account.checkngo.com/login
- In email, type the email that you selected when you signed up for online account.
- In Password, type your password.
- Click LOGIN
Check n Go Loan Repayment FAQ
1: Can I repay my online loan in a store? At this time, online loans cannot be paid in store. Online loans should be set with voluntary AutoPay to withdraw your payment amount on the scheduled due date. If you wish to make your payment using an authorized Visa or Mastercard debit card, please call a customer service agent at 888-372-9329 or log into Pocket360.
2: How/when do I need to repay my loan? Check n Go accept Visa and Mastercard debit cards in most states online using Pocket360, as well as cash at most retail locations.
To make repayment as easy and convenient as possible, AutoPay is enabled by default to automatically withdrawal your payment amount on the scheduled due date from your checking account on file.
Repayment is typically based on pay cycle/frequency, with due dates occurring on paydays.
- Weekly – payment every week
- Biweekly – payment every two weeks
- Monthly – payment once per month
- Semi-monthly – payment twice per month
All payments must be paid on the agreed-upon due date provided in your contract to avoid any fees or penalties. To check when your payment is due, review your Loan Agreement or log-in to your P360 account and view your active loans.
3: What happens if I’m late on my payment? In the event that a payday loan payment is due and we are unable to withdraw funds from your checking account, the payment will be sent to collections. A returned check fee may be charged in some states.
In the event that an installment loan payment is due and we are unable to withdraw funds from your checking account, a returned check fee or a late payment may be charged in some states. Additional interest will accrue on the missed payment until the past due payment is satisfied
4: Can I repay online? Yes! To repay online, simply log in to your Pocket360 account. From Pocket360, you’ll be able to make debit card payments online and stay up to date on important product offerings and promotions.
5: Can I pay by phone? Payments are typically made via AutoPay to save you time and to ensure your payments are never late. If you wish to make your payment over the phone, you may do so by calling the automated system toll-free at 888-372-9329 or by calling your local store agent.
6: What if I can’t repay my loan? For online loans, call 888-372-9329 and speak with a customer service agent. For everything else, please contact your local store or stop in and see them.
7: Can I repay my online loan in a store? At this time, online loans cannot be paid in store. Online loans should be set with AutoPay to withdraw your payment amount on the scheduled due date. If you wish to make your payment using an authorized Visa or Mastercard debit card, please call a customer service agent at 888-372-9329 or log into Pocket360.