Chime Login: How To Access Your Online Banking Account
Chime offers fast, secure and convenient internet banking. This service allows you to access and manage your finances from the comfort of your home or office anytime, anywhere. All you need is an account in the bank and access to internet to enjoy this service. The Chime login portal allows you to bank securely on your schedule from anywhere you have Internet access! Transfer funds, pay bills, review account activity, manage your credit and more!
When you open a bank account through Chime, you get a Visa Debit Card and a Spending Account that can be managed entirely from your smartphone, plus an optional Savings Account that helps you grow your savings automatically! The Chime mobile banking app is available on both Android and iOS.
Account-holders are issued Visa debit cards and have access to an online banking system accessible through the company’s website or via its mobile apps. Chime earns the majority of its revenue from the collection of interchange. Chime offers the most reliable and convenient online banking platform to meet the financial needs of its customers easily. These services allow you manage your accounts from your personal computer.
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Features Of Chime Online Banking
Many brick-and-mortar banks (meaning banks with physical branches you can visit) allow you to access your accounts through their websites or mobile apps — but with an online bank, everything happens online. Some online banks do have a few physical locations, but they still operate digitally for the most part.
1: No hidden fees online checking account: Say goodbye to hidden fees when you bank through Chime
- No monthly fees and no minimum balance fees
- No overdraft fees
- 60,000+ fee-free ATMs at stores like Walgreens, 7-Eleven, CVS Pharmacy & more
2: Fee-Free Overdraft with SpotMe: They’ll spot you up to $200* on debit card purchases and cash withdrawals with no overdraft fees. Eligibility requirements and limits apply.
3: A new way to build credit
- No annual fee or interest
- No credit check to apply
- No minimum security deposit required
4: Get your paycheck up to two days early: Get your paycheck early with direct deposit. That’s up to two more days to do more with your money. Stop waiting and start getting paid early!
5: Find ATMs at stores you love: Find 60,000+ fee-free ATMs at stores like Walgreens, 7-Eleven, CVS Pharmacy & more.
- Get cash where you shop
- Larger fee-free network than the top 3 national banks combined
- Better access to your money
6: High Yield Chime Savings Account: Make your money grow faster – 0.50% Annual Percentage Yield (APY). Set money aside with Automatic Savings features. And never pay a fee.
7: Pay anyone the fast, fee-free way: Pay friends and family, Chime members or not. They claim funds to their bank account, instantly and fee-free. No extra apps needed.
- Send money instantly, to anyone
- They never pay instant cash-out fees
- All payments are safe and secure
8: Security and control: At Chime, information security is a top priority. Deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC. And they work hard to protect your information, such as by using encryption and other measures to help safeguard your money and data.
How To Enroll In Chime Online Banking
To open a bank account online, there are a few basic requirements. Here are three things you’ll need to start opening your account:
- Social Security number
- Valid home address
- 18+ U.S. Citizen or resident of 50 United States
Skip the branches, lines, and paperwork that some traditional banks require to open a checking account and apply instead for a new bank account online. Chime makes the process of opening a bank account online easy. Here’s how to get started:

- Visit member.chime.com/enroll/ and complete the enrollment form. Opening an online banking account through Chime takes less than 2 minutes.
- Once enrollment is completed, we’ll send a Chime Visa Debit Card in the mail to the address you provided. Your new debit card typically arrives in 7-10 business days.
- Download their mobile banking app, and log in. You can connect your existing bank account to transfer funds or set up direct deposit You can also login to online banking at chime.com when you need it.
Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC
Chime Login Steps
Here are some quick steps to get access to the Chime Bank Online Banking portal and enjoy its various features. Just follow them correctly and in no time you will see its dashboard on your screen. Oh, by the way, you will also need a user name and password for this but you don’t have that then just follow the steps above to enroll in Chime online banking services.

Step 1: Go the Chime Login page: https://member.chime.com/users/sign_in
Step 2: Upon reaching the login page, provide your username and password in the blank spaces below and then press “Sign In”. If the particulars entered are correct you will also be taken to your account dashboard.
*NOTE: The secure Chime Login portal is for customers who have online accounts only. If you are a new user, follow the above steps to enroll in Chime Online banking.
How To Log In to Your Chime Account From a Mobile Phone or Tablet
The Chime mobile app is available for both iPhone and Android. To log in, simply download the app via the App Store or Google Play, set up your account and enter your email address and password. The Chime app supports two-factor authentication as well as fingerprint verification for security purposes.
Note that the Chime app is only available for iPhones running iOS 12 or higher and for Android devices running Jelly Bean 4.1 or higher.
You can also log in using your mobile browser. First, click the drop-down menu on the upper right corner to produce the “Log In” button, then click it and enter your email address and password.
How To Contact Chime If You Have Trouble With Your Account
For more information about managing your account, You can contact Chime in three different ways:
- By phone: Call 844-244-6363. Assistance is available Monday through Saturday from 7 a.m. to 7 p.m. Central time and Sunday from 9 a.m. to 5 p.m. Central time.
- Via mobile app: You can send Chime a message through the mobile app.
- By email: Contact [email protected] with inquiries.
You can also consult the help center on Chime’s website.