Citizens Bank Student Loan Login portal allows you to manage your Citizens Bank Student Loan account with ease. The portal also allow you to find the status of an application, request funds for the upcoming school year and more. Continue reading to learn everything you need to know about managing your Citizens Bank Student Loan online account.
When To Start Making Payments On Your Citizens Bank Student Loan
With the Citizens Bank Student Loan, students have the flexibility to choose the repayment plan that best meets their needs. Your options are:
Immediate: Make payments while in school. Principal and interest payments will begin within 30 days of the first disbursement of loan proceeds to your school. Interest will accrue only on the funds disbursed to the school.
Interest-only: Make interest-only payments while in school, helping lower total loan debt. Interest payments will begin within 30 days of the first disbursement of loan proceeds to your school. Interest will accrue only on the funds disbursed to the school. Full principal and interest payments will begin 6 months after you cease at least half-time enrollment.
Deferred: Postpone making payments while in school by deferring payments on their Citizens Bank Student Loan until one of the following: six months after graduation, leaving school or when you drop below half-time status. Interest will accrue throughout the life of the loan.
You will be asked to choose which repayment option you prefer during the application experience. If you don’t choose, your application will remain incomplete.
If you submitted your application on or after October 22, 2015 and chose Interest-only or Deferred repayment, you can request to make interest-only payments for 12 months by contacting their servicer during the two months prior to and two months after entering repayment. This will increase the total cost of your loan as your payments during this period will not reduce your loan’s principal balance.
- Citizens Bank Login | How To Access Your Citizens Bank Account
- How To Access Your Citizens Bank PPP Portal Customer Account
Citizens Bank Student Loan Login Steps
To manage your existing loan you need to be logged in to your online account through the Firstmark Services site. You can log in to make a payment, check your balance, view statements and more.
Citizens Bank servicing partner, Firstmark Services, offers online access to manage your new Education Refinance Loan. You can access the site here where you’ll be able to sign up for automatic payments, make one‑time payments, and update your personal information, if necessary. For assistance with the Firstmark Services site, please call 1‑866‑259‑3767.
Citizens Bank Contact Information for Students
Banking For Students