CreditNinja provides access to installment loans to help you obtain funds in a safe and timely manner. Their online request process allows you to apply for a personal loan from the comfort of your home. However, the CreditNinja Login portal allows borrowers to access and manage their accounts online.
Not only that but your Credit Ninja login allows you manage your online account activities such as reviewing loan balance, transaction history, and payoff amount, requesting or accepting an extension, refinance, or new loan. However, if you are looking for information on how to manage all those online features, this post can help.
What You Need to know About CreditNinja Personal Loan
CreditNinja’s installment loans give you access to funds in a safe and timely manner. Their online request process allows you to apply for a personal loan from the comfort of your home. That means no more long bank forms or slow moving lines. Typically, within one business day, you’ll receive confirmation of the approved funding to help take care of your financial strains.
When you’re shopping for a personal loan, comparing loans can give you the best shot at finding the best offer available to you. Here are some key things to know about CreditNinja loans:
1: Third-party lenders: CreditNinja will process your loan application and disburse funds. But whether you’ll receive a loan offer directly from CreditNinja or from a third-party bank or lender may depend on the state you live in.
2: Origination fees: While CreditNinja personal loans are advertised as having no hidden fees, they typically come with origination fees. An origination fee is a charge that some lenders assess for things like underwriting and processing the loan application, and it’s often deducted from your loan funds.
At CreditNinja, that fee can soar into triple digits — and it’s nonrefundable. That means you can’t escape the high cost even by paying your loan off quickly, as you might do to avoid a high interest rate.
3: Little info on rates and costs: CreditNinja states only that the interest rate offered to you for a loan will be determined by “many factors” including your credit scores, income, state law and your credit history. From the lender’s state disclosures page, you can find some specific info for some states, revealing triple-digit rates and fees.
4: Funding via direct deposit: You’ll need a checking account to get a loan and access the money.
CreditNinja Login Steps
When you submit a loan application on the Site, CreditNinja create an Account for you whether or not you obtain a loan. They offer two methods for you to login to your Account.
- Create a username and password.
- Request a so-called “magic link,” which is a unique code embedded in an email that you request each time you want to log in to your Account and that they send to your previously authenticated email address.
These two login methods are not mutually exclusive. If you create a username/password combination, then you can use that combination to log in to your Account at any time. But you can also request a magic link from time to time if you wish to use that login method.
To get link to login to your account, go to https://www.creditninja.com/magic_links/new and enter your email address to get a login link sent to your email address so you can sign in to CreditNinja instantly.
However, if you already have a password, you can go to https://www.creditninja.com/users/sign_in and log in with your email address and password.
If you have forgot your password or want to create a password for the first time, go to https://www.creditninja.com/users/password/new and enter your email to receive the link to reset or create your password.
CreditNinja Customer Support Information
The CreditNinja customer support team is here to help you whenever you need it. Call, email, or write them today! For immediate answers to their most commonly asked questions, please visit our Frequently Asked Questions page.
Customer Service: Do you have questions about the application process, your account or loan? Customer Service can help.
Monday – Friday: 8 a.m. – 6 p.m. CT
Collections Department: Is your loan currently past due or have you missed a payment? Their Collections Team is here to help.
Monday & Friday: 8 a.m. – 6 p.m. CT
Tuesday, Wednesday & Thursday: 8 a.m. – 8 p.m. CT
Write To CreditNinja
CreditNinja, Attn: Customer Service Group
27 North Wacker Drive, Suite 404
Chicago, Illinois 60606