To learn how to enroll for an online account, access Discover Bank Login page, make a Discover Bank Bill Payment or reset your password, the steps in the guideline below have you covered. Keep reading to learn how to use and set up the login for your Discover account:
Benefits Of Online Banking with Discover Bank
Discover bank makes dealing with your financial life a lot easier. It aims to provide the best online banking features to its customers.
Discover Bank provides its clients with the best credit card options with great cashback rewards for the cardholder.
They provide great online banking features that involve the creation of a checking account, savings account, or money market account. Also, it helps you choose the best account for you according to your needs and offers you a certificate of deposit which is the safest investment option.
They help you integrate your debts and savings by calculating and providing you personal loans. To help reach your financial goals, they have a resource center to guide people regarding their expenses and loans.
To cover your college costs, they offer special student loans. In addition, they help find scholarships for eligible students.
Discover banks offer home equity loans and mortgage finances at low fixed rates. You can also calculate and estimate the rates yourself.
Discover Bank Login From a Computer
To log in to your account from your computer, look for the links in the upper-right corner of the Discover online banking homepage and follow these steps:
- Click the “LOG IN” button.
- Enter your user ID and password.
- Click “Log In.”
To create an online bank account with Discover, you’ll need to provide the following:
- The last four digits of any one of your Discover account numbers
- Your Social Security number
- Date of birth
- Mother’s maiden name
From there, you’ll be prompted to create your login ID and verify it.
Discover Bank Login From a Mobile Phone or Tablet
You can log in to the Discover app from your Android device, iPhone, iPad or Apple Watch using your account information. Once you do, the Discover app gives you quick access to your account. You also have the option of logging in using biometric technology like Face ID or mobile fingerprint login. Another login option is to set up a four-digit passcode. Alternatively, you can set up Quick View to view your account without logging in.
How To Recover a Forgotten Discover Bank Login Detail
If you’ve forgotten your Discover username or password, you can retrieve them using the “Forgot User ID/Password?” link, which is located beneath the user ID and password fields. After you click it, you’ll be taken to a page where you’ll be prompted to enter the following information:
- Date of birth
- Social Security number
- Mother’s maiden name
From there, follow the instructions to retrieve your username and password.
Discover Bank Bill Pay
Automatic Bill Pay allows you to pay your bills automatically with your Discover card every month. You only need to contact your service providers once to set up Automatic Bill Pay. Once you enroll, your bills are paid automatically every month. You can sign up to have many of your bills paid automatically including:
- Internet service
- Wireless/home phone
- Cable/satellite TV
- Health clubs
- Child care services
- Video streaming services
- Student Loans
- Insurance & more
Discover Bank Routing Number
The Discover Bank routing number is 031100649. It is used for electronic transfers made by ACH (including Direct Deposit) and for domestic wire transfers (from another financial institution within the U.S.).
1: How do I send a wire transfer? Follow the steps below to send an outgoing wire transfer. Please make sure your request is submitted at least 2-3 days in advance of when you would like them to process your wire to ensure pre-processing can be completed; allow additional time if mailing your request.
International and Domestic Wire Transfer requests received and verified before 3:00 PM ET on a business day will be processed the same day. Requests received and verified after 3:00 PM ET on a business day or any time on a weekend or holiday will be processed by the next business day.
A Wire Transfer Specialist will review your form before your wire transfer is processed. If they need to verify additional information, they will attempt to contact you within 24 hours of your submission at the primary phone number on your account. Wire Transfer Specialists are available to assist you Monday–Friday, 8:00 a.m. – 7:00 p.m. Eastern Time (ET) (Wire transfer specialists are unavailable on weekends and Federal Reserve Bank holidays).
You can submit a wire transfer request through the Account Center, or by downloading, completing, and submitting the paper form.
- Domestic Wire Transfer
- International Wire Transfer Request may only be submitted using the paper form
- Domestic Wire Transfer Request Form (wire transfers within the United States)
- International Wire Transfer Request Form (wire transfers outside the United States)
Once you have completed your Wire Transfer Request Form, you can submit it through any of the following methods:
- Upload the form through Secure Document Upload
- Fax the form to 1-224-813-5213, Attention “Wire Transfer Request”
- Mail the form to Discover Bank, PO Box 30417, Salt Lake City, UT 84130
2: Is there a service charge for sending a wire transfer? There is a $30 service charge for each outgoing wire transfer sent from your Discover bank account.
3: How do I receive a wire transfer? For domestic wire transfers (from another bank in U.S.), please wire funds to:
- Beneficiary Bank: Discover Bank
- ABA/Routing Number: 031100649
- Beneficiary Bank Address (if required): 502 East Market Street, Greenwood DE 19950
- Beneficiary Name: Your name (as it appears on your Discover Bank account)
- Beneficiary Account Number: Your Discover Bank account number
For international wire transfers (from another bank outside the U.S.), please wire funds to:
- Beneficiary Bank: Bank of New York Mellon
- ABA/Routing Number: 043000261
- SWIFT Code: IRVTUS3N
- Beneficiary Bank Address (if required): #3 Mellon Bank Center, Pittsburgh, PA 15258
- Beneficiary Name: Discover Bank
- Beneficiary Account Number: 9914394
- For Further Credit to: Your name (as it appears on your Discover Bank account) and your Discover Bank account number
Wire transfers received before 4:00 PM ET will be posted to your account on the business day we receive them.
Wire transfers received after 4:00 PM ET will post to your account the following business day, with an effective date of the business day the funds were received.
Some wire transfers may require additional processing time. In those cases, your wire transfer will post to your account upon completion of processing, with an effective date of the business day the funds were received. If it has been more than 2 business days since your inbound wire was sent and it has not yet posted, feel free to call them at 1-800-347-2683.
4: Are there any service charges or fees for receiving a wire transfer? Discover does not assess a service charge for receiving domestic wires or for receiving international wires in U.S. dollars.
For international wire transfers received in a foreign currency, the currency exchange rate is determined by our designated intermediary bank and will impact the amount received by Discover. Their designated intermediary bank may also apply a $20 currency exchange fee.
Note: If an intermediary bank not designated by Discover is used in the transfer process, that intermediary bank may charge you a fee for their services that could impact the total amount they receive.