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Discover Student Loans Login: How To Pay Your Student Loan

Discover Student Loans Login portal allows students to manage their loan account online. If you are an existing user you will learn how to access your account to pay your loans. However, if you are a new user you will learn how to register for Discover Student Loans online account access to view and manage your student loan(s).

Everything You Need To Know About Discover Student Loans

Discover is one of the top credit card issuers in the country. However, Discover offers a wide range of other financial products, including private student loans for undergraduate, graduate, MBA, health profession, law, residency, and bar exam students.

Depending on your program, you can borrow up to the total cost of attendance, making Discover a good choice when you need money to finish your degree. The lender also offers forbearance options—a rarity for private lenders—and rewards for good grades and for graduating from your selected program. But Discover has limited repayment terms, and may not be the right lender for everyone.

How To Register For Discover Student Loan Online Account

When you register for Discover Student Loan online account you can view and manage your student loan(s) in just a few easy steps.

Benefits of Registering.

  • Track the status of your loan anytime.
  • Manage your payments online.
  • Access important notifications and letters online.
  • Secure access to your student loan account.

Follow the steps below to register for Discover Student Loan online account access:

Discover Student Loans Login: How To Pay Your Student Loan

After entering the above information click on the “continue” link to be taken to the Verification page where you will continue with the registration.

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Discover Student Loans Login Steps

If you already have a Discover student loan(s) account then you can access your account in just a few easy steps to track the status of your loan anytime, manage your payments online, access important notifications and letters online, secure access to your student loan account and lots more.

Follow the steps below to log in to access your account securely;

In any case that you cannot remember your User ID or password use the Forgot User ID/Password link to retrieve it.

How To Pay Your Discover Student Loans

Learn more about how to repay your student loans. Discover Student Loans offers a variety of repayment methods and repayment assistance options to help you stay on track.

Discover offers a variety of ways for you to submit your monthly student loan payments from choosing to pay online to setting up automatic payments, so you can choose the payment method that is most convenient for you.

1: Pay Online: To Pay Your Discover Student Loans online you have to log in to your account following the Discover Student Loans login steps above.

2: Pay by Phone: To Pay Your Discover Student Loans by phone call 1-800-STUDENT

3: Automatic Payments: Automatic Payments & Auto Debit Reward Set up monthly payments that are automatically deducted from your checking or savings account.

While enrolled, you will receive a 0.25% interest rate reduction. Learn more about Discover Automatic Payments & Auto Debit Reward. To enroll Log in to your account.

4: Electronic Bank Payments: If you prefer to use one financial institution to pay all of your bills, then you can add your student loan to the mix. By using your bank’s online payment service, you can pay your student loan and control when the payment is made. When entering the payee online, use the mailing address for checks.


Most Discover student loans provide you with a grace period — a period of time when you are not required to make monthly payments. Depending on your loan type, payments may not be due until 6 or 9 months after you graduate or when your enrollment status drops below half-time.

To determine how much you owe, you can check your loan balance online or call them. They will calculate your payments so you can pay off your loan in equal installments every month. Payments will be applied toward interest and the principal balance for the duration of your repayment period. If you have a variable interest rate, your payments may rise or fall if there is a change in the index.

If your goal is to repay your loan sooner than scheduled, you can always pay more than the minimum amount due—without penalties—in order to further reduce your balance and overall interest cost.

Making on-time payments is very important in building and maintaining your credit profile. If you are having difficulties repaying or are unable to make payments, Discover have options to help. To learn more and determine if you qualify, please call their Repayment Assistance Department at 1-800-STUDENT.

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