First Home Mortgage offers a variety of loan types, including conventional, FHA, VA, USDA, refinance and renovation and construction loans, which is on par with most mortgage lenders. However, the First Home Mortgage Login portal allows you to access point to get pre-qualified, send/receive documents, and eSign Disclosures.
Follow the instructions in this page to sign in or register for secure online access to make a payment, schedule future payments and set up automatic payments. You’ll also be able to report a payment, reconnect service, access payment assistance, manage communication preferences and more.
What You Need To Know About First Home Mortgage
First Home Mortgage is a full-service, residential lender headquartered in Baltimore, Maryland. Founded in 1990 by David Waters, the company has since expanded into 44 offices that serve 21 states in the northeastern, mid-Atlantic and southern regions.
First Home Mortgage offers first-time and experienced home buyers alike to choose from a variety of mortgage products. The lender’s guided mortgage process gives you a dedicated loan officer to work with from the very beginning stages, which can be helpful if it’s your first time navigating the homebuying process.
First Home Mortgage charges a flat $1,395 application fee and a $575 appraisal fee as of June 2021. In addition, you’re responsible for paying any third-party fees associated with buying a new home. These include costs such as title fees, title insurance and closing fees.
How to Apply for a Mortgage with First Home Mortgage
The first step toward obtaining a mortgage with First Home Mortgage is getting prequalified for a loan. Here’s how to get prequalified with First Home Mortgage:
- Go to First Home Mortgage’s website, select Get Started/Login from the navigation menu, then choose Find A Loan Officer.
- Locate an office nearest you, select View Loan Officers, and choose a loan officer by selecting View next to their name.
- Choose Get Pre-Qualified and then select either Purchasing or Refinancing, depending on your situation.
- Create an account and log in using your new username and password, then locate the draft of your application and hit Start.
- Provide information regarding the purpose of your loan, property details and coborrower information. Choose Next when finished.
- Provide additional personal information, including your name, date of birth, Social Security number, contact information, address, monthly housing expenses, assets, employment information and gross monthly income.
- Complete the credit authorization and eConsent agreements and fill out the declarations and demographics forms.
- Review your application and select Submit.
First Home Mortgage Login Steps
The Borrower Portal! This is your access point to get pre-qualified, send/receive documents, and eSign Disclosures. The steps to access your First Home Mortgage online account is very simple. You must have your username and password to access the First Home Mortgage login portal.
Click ‘Access Borrower Portal’ below if you are:
- Logging in to an existing account to continue with your pre-qualification.
- Logging in to an existing account to send/receive documents, or eSign Disclosures.
- Logging in to complete the email verification process.
Click ‘Find a Loan Officer’ below if you are:
- Creating a new account to get pre-qualified
- Signing into an existing account to get pre-qualified
Once on the desired Loan Officer’s page, click ‘Get Pre-Qualified’ to begin.
First Home Mortgage Mobile App
Home financing at your fingertips. In order to provide the best mortgage service to borrowers, First Mortgasage have developed the First Home Mortgage Mobile App. It provides clients with tools to help you through the loan process with ease.
Many consumers find it’s not always easy to make monthly mortgage payments on time, but there are several options available to help. By leveraging these options, you can help ensure that your mortgage payments are up-to-date and on time. This allows you to avoid costly penalties, poor credit scores, and other problems.
- Mortgage Calculator showing purchase and refinance scenarios to determine which product might be best for you.
- View your loan status and the list of documents needed during the loan process.
- Stay up-to-date on industry news that may impact your loan, such as a change in interest rates.
- Quickly access your Loan Officer’s contact information.
- Scan required documents on your phone for immediate upload.