For all the Halifax cardholders there are certain benefits available which they can avail online shopping. Therefore if you do not want to miss out on these extraordinary offers available, then you must make sure you are regular and you are not missing on to payments at all.
However, in this post, you’ll learn everything in detail so that you can easily access your Halifax Credit Card account without any trouble. But for the same, you need to go through this article till the end so that no problem will arise to you.
Halifax Credit Card Login Steps
If you already have your account set up for online access, you may access it at any time. It’s simple to log in to your online account, and you’ll need your login information. Manage your retail financing credit account online anytime, from anywhere.
- Open your web browser and log onto https://www.halifax-online.co.uk/personal/
- Enter your Username and Password
- Click on the blue link below the login columns if you have forgotten your Sign in details
- Go to Continue and click
Now, a credit card that can be logged in, can now be activated. In case you haven’t activated your Halifax credit card, this is how to do it.
Ways To Pay Your Halifax Credit Card Bill
You’ll find your credit card balance on your monthly statement.
You can either pay the full balance or part of it, but you must make at least the minimum payment shown on the statement. It’s always better to pay more because the quicker you pay off your balance the less interest you’re likely to be charged. There are a number of ways to pay your bill – find the one that suits you so you never miss a payment.
1: Direct Debit
For one less thing to worry about each month, we recommend you set up a Direct Debit to automatically pay your credit card account by the due date.
Choose from three options:
- Full payment: clears the total balance on your monthly statement.
- Minimum payment: collects the minimum payment on your monthly statement. If you only make a minimum payment every month, it will take you longer to pay off your balance.
- Fixed amount or percentage: pays a fixed amount or percentage of your balance each month. We’ll always collect at least the minimum payment.
Or call 0345 944 4555 (Mon-Sun, 7am – 11pm).
2: One-off Payments
If you want to manage things month-to-month, or make additional payments on top of your Direct Debit, you’ve got a few options. Just make sure you pay at least the minimum each month, and that the method you use gets your payment to us before the due date. You can make additional payments at any point to reduce your balance and any interest costs.
3: Pay From a Halifax Current Account
Using Online Banking:
- Sign in or register to get started.
- From your current account summary, select ‘Pay credit card’.
Using the Mobile Banking app simply sign in, then select ‘Pay & transfer’.
Or call 0345 944 4555. Speak to an adviser 7am-11pm, seven days a week. You’ll need your bank account number, or 16-digit credit card number.
You can also make payments in branch. Find a branch. Current account payments should reach your Halifax credit card account and update your available credit within two hours, but allow at least one working day for your list of recent transactions to update.
4: Pay By Cash or Cheque
At a Halifax branch, you can make payments over the counter using cash or by cheque. Just remember to bring your credit card with you.Also at a branch, you can deposit a cheque using the ATM. Just insert your card and enter your PIN, look for the option to deposit a cheque and follow the on-screen instructions.
Finally, you can send us a cheque by post, but please don’t send cash, just in case it gets lost. Make your cheque out to Halifax Bank, remembering to write your name and credit card number on the back. Send your completed cheque to:
Halifax Card Services
PO BOX 109
Allow at least seven working days for delivery and for your payment it reach your credit card account. Please note that they don’t accept cheques made out for future dates (post-dated). These are usually returned, which could mean you’ll miss payments and be charged additional fees.