Some drivers keep asking How Does Allstate Drivewise Know I’m Driving? Well, Allstate drievewise know when you are driving using the state-of-the-art telematics technology. In this post we have answered some frequently asked questions above the Allstate drivewise app.
How Does Allstate Drivewise know I’m Driving?
Allstate’s Drivewise program uses state-of-the-art telematics technology to monitor your driving habits in real time. Using a cell phone app, Drivewise tracks you while you drive and transmits that information to Allstate. The company uses the data to reward you for good driving.
What Does Drivewise Track?
Allstate needs to track a few things to determine if you’re a safe driver. This sounds creepy, but it is necessary for them to provide you with a personalized insurance premium. When tracking your driving, Allstate is watching the following:
Speed – do you drive under 80mph? Allstate considers any speed under 80mph to be safe, as long as you’re driving at a reasonable hour and limit hard breaking.
Hours – do you drive at a safe time? Driving between the hours of 11PM – 4AM on weekdays and 11PM – 5AM on weekend will give you negative marks.
Stops – do you slam on your breaks? Allstate tracks hard breaking and extreme breaking. Hard braking occurs when you decelerate 8 mph or more (but less than 10 mph) in one second. Extreme braking occurs when you decelerate at 10 mph or more in one second.
Allstate also uses your phone’s GPS to track your location so they know where you’re driving to while using the Drivewise feature. I personally have permissions set so that Allstate only knows my location when I have the app open.
See Also: How To Cheat Allstate Drivewise App
What Happens if I’m the Passenger or Taking Public Transportation?
The Drivewise app will be able to detect if you are on a subway or train based on the speed and route of travel. In instances where you are riding as a passenger, in a cab or on a bus, you can go into the app and flag the trip once the ride is complete.
What Happens to The Data That is Collected?
If you have a question that is not answered here, feel free to ask in the comment box below.