There are lots of frequently asked questions about Drivewise from Allstate – Auto Insurance. Like: How Does Drivewise Know If I’m a Passenger?
People keep wanting to know and more about this Drivewise from Allstate. If you also want to know more about Drivewise from Allstate then this article is for you. In this article we answered lots of frequently asked questions about Drivewise from Allstate to extent your knowledge. So lets begin!!
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What Does Drivewise Track?
Allstate needs to track a few things to determine if you’re a safe driver. This sounds creepy, but it is necessary for them to provide you with a personalized insurance premium. When tracking your driving, Allstate is watching the following:
Speed – do you drive under 80mph? Allstate considers any speed under 80mph to be safe, as long as you’re driving at a reasonable hour and limit hard breaking.
Hours – do you drive at a safe time? Driving between the hours of 11PM – 4AM on weekdays and 11PM – 5AM on weekend will give you negative marks.
Stops – do you slam on your breaks? Allstate tracks hard breaking and extreme breaking. Hard braking occurs when you decelerate 8 mph or more (but less than 10 mph) in one second. Extreme braking occurs when you decelerate at 10 mph or more in one second.
Allstate also uses your phone’s GPS to track your location so they know where you’re driving to while using the Drivewise feature. I personally have permissions set so that Allstate only knows my location when I have the app open.
How Does Drivewise Know If I’m a Passenger?
How does Drivewise know I’m the person driving? Drivewise uses technology that detects movement, relies on your phone’s sensors, and uses your GPS location. It will identify when you’re a passenger in the car and/or when you’re on a bus or train so your trip does not count in your score.
What Happens if I’m the Passenger or Taking Public Transportation?
The Drivewise app will be able to detect if you are on a subway or train based on the speed and route of travel. In instances where you are riding as a passenger, in a cab or on a bus, you can go into the app and flag the trip once the ride is complete.