Do you want to enroll in USAA SafePilot? If yes then your question might be “How Does USAA Safepilot Work?”. If that is your question then you have nothing to worry about because you are in the right place to learn everything you need to know about USAA Safepilot Work.
What Driving Information Does the USAA SafePilot App Collect?
The USAA SafePilot App runs in the background and gathers details about each trip you take, including:
- Time of day
- If you’re the passenger or driver
- Phone Handling
- Hand-held Calling
- Hands-free Calling
- Harsh Braking
- Annualized Hours Driven
USAA Insurance take your privacy seriously and will never share your driving information.
How Does USAA Safepilot Work? Everything You Need To know
The USAA SafePilot program is optional. Member must have an active USAA auto insurance policy to receive discount. This program is only available in select states. Program availability and state restrictions apply. Smartphone and download of the USAA SafePilot App required.
Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days. Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount may vary by state and over the life of the policy.
To enroll in USAA SafePilot, their safe driving program, you’ll need a USAA auto insurance policy. If you don’t have one, you can get a auto insurance quote where you’ll be able to enroll and get up to a 10% discount.
After you enroll in the USAA SafePilot program, they’ll apply a participation discount of up to 10% to your auto insurance policy.
Before your policy renews, they’ll use your household’s trip data to determine which drivers have met the requirements for an earned discount.
They’ll apply the earned discount from these drivers to your policy’s next term at renewal and remove their participation discount. The policy term’s effective date is referenced in the USAA SafePilot App on the discount tab.
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How Your USAA SafePilot App Driving Information Is Used
Your USAA SafePilot App driving information will be used to calculate a driving score and any potential discounts you may receive on your auto insurance policy. It won’t be used to evaluate your insurability or increase your premium, although your discount may vary over the life of your policy.
USAA SafePilot App Does not share your driving information except as necessary for the administration of the USAA SafePilot program, USAA insurance will never share your driving information with third-party or marketing companies. Review the USAA SafePilot Program Terms and Conditions for more details on what driving information is collected by the USAA SafePilot App and how it is used.
If you change your mind and don’t want to participate that’s still OK. You can cancel your enrollment in the program any time.
See Also: How To Cancel USAA SafePilot