Skip to content

How Long Does It Take For a Discover Payment to Go Through Online?

Have you been searching “How Long Does It Take For a Discover Payment to Go Through Online? If yes then don’t worry because you are in the right place now to learn everything you need to know about Making a Discover credit card payment.

Paying off your credit card on time each month is critical for maintaining a solid credit score and preventing late fees from piling up. For Discover card users, the simplest way to make a payment is to create a user account on the Discover website. If you prefer not to put your financial information online, you can also submit a payment through the mail in the form of a check or money order.

See Also: Discover Bank Login | How To Access Your Discover Bank Account

What Are Your Discover Payment Requirements?

Please see below for more information on payment posting:

For Non-Discover It Card Members:

  • Payments submitted before 5:00 p.m. Eastern Time (ET) with a payment posting date of the same day will be credited to your account that day
  • After 5:00 p.m. ET, payments cannot be submitted with a posting date of that same day
  • Payments scheduled for a future date will be credited to your account on the date selected
  • Online and phone payments scheduled, but not yet posted, can be canceled online up until 5:00 p.m. ET on the payment posting date and will not post to your account

For Discover it Card Members:

  • Payments submitted before midnight Eastern Time (ET) will be credited to your account that day, except for payments made on the cycle date. Payments made on your cycle date submitted before 5:00 p.m. ET will be credited as of that same day
  • Same day payments submitted before 5:00 p.m. ET can be cancelled until 5:00 p.m. ET that same day. Same day payments submitted after 5:00 p.m. ET but before midnight ET can be canceled until midnight of that same day
  • Payments scheduled for a future date will be credited to your account on the date selected. Future scheduled payments can be cancelled until 5:00 ET of the scheduled date

How Long Does It Take For a Discover Payment to Go Through Online?

Discover Credit card payments for Discover credit cards go through the same day when they are made online before 5 pm (EST). Any payments made after 5 pm are posted to the account the next business day.

However, Discover will credit payments to your account online the same day if they’re received by midnight Eastern Time, 6 days a week. Discover does not process payments on Saturday. If Discover receives a payment after midnight on a Friday, or on a bank holiday, it will credit to your account the next business day.

How To Talk to a Life Person at Discover

If you need to talk to a live person in Discover credit card customer service you need to dial 1-800-347-2683. The automated voice system will prompt you to enter last 4 digits of your social security number.

Add Your Comment Here

Your email address will not be published.