How To Apply For Menards Credit Card
If you are looking for how to apply for Menards Credit Card online then you are in the right place to learn everything you need to know including the requirements and the Credit Score required to apply for the card.
What Is Menards?
Menards is an American home improvement retail company headquartered in Eau Claire, Wisconsin. Menards is owned by founder John Menard Jr. through his privately held company, Menard, Inc. The company has 335 stores in 15 states: Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, West Virginia, Wisconsin, and Wyoming.
Menards Credit Card Features And Benefits
Menards has numerous home improvement centers located across the Midwestern United States of America. Headquarters is placed in Wisconsin and spread across the country. You can find various categories such as gardening, lawn, pet supplies, appliances, lumber, tools, etc. As a regular Menards shopper, users can utilize the numerous benefits by using the Menards Credit card online. Find below the list of card benefits for your reference:
- If you purchase above $1,500 then you can utilize the financing option for 48-month
- Purchasing above $299 (store-wide) can use the financing option for 6-month
- Users can get a 1% rebate at Kwik Star, Kwik Trip, Holiday, and Speedway
- Entire Menards purchases will provide a 2% rebate
What are the Credit Score Requirements for a Menards Credit Card?
You generally need fair credit for Menards card approval, which means a credit score above 640). However, issuers consider your overall financial picture, including your income and existing debt obligations, when making approval decisions. Your credit score can therefore only be used as a guideline.
Requirements To Apply For Menards Credit Card
To be eligible for the Menards credit Card you must fulfill these requirements:
- Be at least 18 years of age
- Have a US SSN
- Be a US Resident
- Have a mailing address
How To Apply For Menards Credit Card Online
You can follow the below procedure to apply for receiving the Menards Card:
Step 1: Open up a web browser and access the Menards official website
Step 2: Next click the Apply Online Now link, which will take you to Capital One’s Menards BIG Card online application.
Step 3: Choose the of card you wish to acquire.
Step 4: You will need to provide the following personal information to complete your application:
- First name
- Last name
- Email Address
- Home address
- Primary phone number
- Date of birth
- SSN
Step 5: Scrolling down, you will then need to provide some financial information. Select your housing situation from the first pull-down menu, enter your Monthly Home Payment, then select your Employment Status from the indicated pull-down menu. Next, enter your Total Income and select your frequency of payment. When you have finished, click Continue.
Step 6: Review your information to make sure you haven’t left anything out or made any mistakes.
Step 7: Before you submit your application, review the terms and conditions again to be sure you are comfortable with all the terms and wish to proceed.
Step 8: When you are ready, tick the box marked, I agree then click Submit Application.
Your application for the Menards credit Card is complete! You should get a response soon as to whether or not your application was accepted. We hope this guide has been helpful!
How To Apply For Menards Credit Card at a Menards store:
You can also apply for the Menards Credit Card in store. Find the one that is closest to you by using the Menards store locator.
How To Apply For Menards Credit Card at a Capital One branch:
The Menards BIG Card is issued by Capital One, so can also submit an application in a Capital One branch. To locate the nearest branch, you can use this locator. Once approved, you’ll receive your Menards Credit Card in the mail within 7 to 10 business days.
Can I use my Menards Credit Card anywhere?
No, you can only use the Menards Credit Card at Menards and partners like Speedway, Holiday, Kwik Trip, Kwik Star stores and participating gas stations. Menards Credit Card gets you a $10 rebate on the first $100 you spend. Plus, you earn ongoing rebates, issued as Menards merchandise certificates.