How To Apply for Walmart Credit Card Online or in Store

Do you want to know How To Apply for Walmart Credit Card Online or in Store? If yes then you are at the right place because you don’t need to search further.

In this post you will learn all the necessary steps required to apply for Walmart Credit Card Online or in Store. All you need to do is to read this informative article till the end.

Benefits of Applying for a Walmart Credit Card

The Walmart Store Credit Card and Walmart Master Card offer specific benefits to the customer. These benefits include:

1: Cash Back Program

Both the Walmart Store Credit Card and Walmart Master Card enroll customers in the Walmart reward program. The 3-2-1 save cash back program offers cash back on daily purchases.

  • 3% cash back on purchases made at The offer is available on purchases made through the mobile app too.
  • 2% cash back on fuel purchases made through Walmart and Murphy USA gas stations. Fuel purchases made at Murphy Express aren’t included in the offer.
  • 1% cash back on all other purchases. This includes purchases made at Walmart physical stores, Neighborhood Markets and Sam’s Club. The cash back offer is available at all places that accept MasterCard.

These rewards are given to shoppers as monthly statement credits. The amount of rewards that the shoppers can earn each month has no limits. Your rewards don’t expire as long as your account is in good standing.

2: Sign Up Bonus

Both the Walmart Store Credit Card and Walmart Master Card offer a sign-up bonus of $25. This statement credit is available if shoppers spend $75 on a Walmart purchase. This should be done within twenty-four hours of opening the account.

3: No Annual Fee

No annual fee is charged on either credit card.

4: Availability

Shoppers with a poor credit score will still be able to qualify and apply for the Walmart credit card. Shoppers with a credit score of 550 or higher also get a quick approval.

If you’re applying for the Walmart Master Card, you’ll need a credit score of at least 660. This is considered a good credit score to apply for a MasterCard.

How To Apply for Walmart Credit Card Online or in Store

You can apply for Walmart Credit Card either Online (Walmart website) or in Store by following the instructions below.

How To Apply for Walmart Credit Card Online

If you want to apply for the Walmart Store Credit Card or the Walmart Master Card, you can do so right on Walmart’s website. All that you need to do is click on the “Apply Now” link on the website.

Create a new Walmart account or log in to your existing account. After you have completed the sign-in process, you’ll be asked to provide the following information:

Read Also: Walmart Money Card Sign Up | How to Get a Walmart Money Card

  • Name
  • Address
  • Phone number
  • Email address
  • Yearly income
  • Monthly mortgage or rent payment
  • Duration of residence at current home  
  • Date of birth
  • Social security number
  • Mother’s maiden name
  • Driver’s license

You’ll also have to specify if you own a home or rent. The details will be necessary for a credit check.

How To Apply for Walmart Credit Card In-Store

You can also apply for a Walmart Credit Card at any Walmart store. You’ll need a current credit card and government-approved identification. Customers who don’t have a credit card will be able to apply through the Walmart jewelry department.

If the credit card application is done through a jewelry kiosk or store register, the customer receives a temporary shopping pass. The pass is good for only twenty-four hours at the store where the credit card application was made.

How To Check the Status of Your Walmart Credit Card Application

To check on the status of your application, you will need to call Walmart credit services. If your application is approved, the credit card should be received within 7 – 10 business days.

If your credit card doesn’t arrive within ten days after approval, contact the customer service representatives at Walmart.

How To Contact Walmart Credit Card Customer Service

Customer Service:
Please call them at 1.888.331.6133 or TTY 1.877.763.0997.
Monday-Saturday: 8am-10pm (EST)
Sunday: 10am-9pm (EST)

Walmart Rewards MasterCard
P.O. Box 187 Orangeville, ON L9W 2Z6


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