I am not only going to teach you How to Cheat Progressive Snapshot, I will also show you how to get the Maximum Discount from Progressive Snapshot, How to beat Progressive Snapshot app and opt out of Progressive snapshop. Keep reading.
Progressive’s Snapshot program personalizes your rate based on your actual driving. It’s technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors. In most states, you get an automatic discount just for participating and a personalized rate at renewal depending on your results. While your rate could increase with high-risk driving, most drivers save with Snapshot. In fact, drivers who save with Snapshot save an average of $146 a year.
What Does Snapshot from Progressive Track?
Progressive Snapshot measures your performance and awards your discount based on the following behaviors:
Hard brakes and rapid acceleration. Progressive Snapshot tracks your speed and uses it to determine if you’ve braked or accelerated too quickly. The device version of Progressive Snapshot makes a beeping sound when you’ve braked too hard — a feature some drivers find helpful and some find irritating.
Driving between midnight and 4 a.m. on weekends. Progressive Snapshot considers these hours the most high-risk driving time and penalizes drivers for being on the road during them.
Overall mileage. The more time you spend on the road, the more statistically likely you are to get into an accident, so Progressive tracks your mileage and uses it to calculate your discount.
How to Get Started With Snapshot
SIGN UP: Get a quote, enroll in Snapshot, and then choose to participate using the mobile app or plug-in device.
DRIVE: Make sure to download and register with the app or plug in the device. Drive with Snapshot for your first policy period (usually about six months).
SAVE: You can check progress to see how you’re doing in the app or online.
How to Cheat Progressive Snapshot | Tips to Get The Maximum Discount
1: Limit hard brakes and accelerations: Go easy on the gas and avoid slamming your brakes.
2: Avoid late night driving: Limit trips between 12-4 a.m. on weekends, as the roads can be more dangerous then.
3: Drive less overall: If you’re a low-mileage driver or able to carpool, you could save more.
4: Stay off your phone: Avoid texting, calls, or other handheld phone activity to stay safe and boost your discount.
5: Avoid problematic roads: Some roads and highways are prone to stop and go traffic that will cause you to have a hard brake. Some roads have very fast speeds but also have stoplights (McCarran Blvd if you’re from Reno). These types of roads can give you issues and caused me to get several hard brake penalties.
How To Beat Progressive Snapshot App
Now that you know the Tips to Get The Maximum Discount from Progressive Snapshot, you probably want to figure out how to play the game. As they say, “don’t hate the player; hate the game.” Or in this case, play the game effectively.
The discount that Progressive offers relates to the number of hard brakes you incur, the time that you drive at night and the number of miles you drive. Racking up more miles is the easiest, controllable factor to beat the system. The hard brake-to-mile ratio is really what they’re looking for when determining the discount for your policy.
In other words, you can either adjust your braking behavior, or you can add more miles to the data to win with the law of averages.
How To Opt Out of Progressive Snapshot
Can a customer opt out of Snapshot? Snapshot is a voluntary program, and a customer can opt out at any time by sending the device back to Progressive. However, the customer will lose their Participation Discount and any chance to earn additional savings at renewal.
Progressive Snapshot: The Bottom Line
Snapshot could be a good or bad thing depending on your driving habits.
For many, the idea of a company monitoring your driving is a revolting one, even in this small degree. The good news is that it isn’t mandatory, although some experts speculate that it will be one day.
If you are a great driver, this could equate to a deeper discount for you. The worst-case scenario is that you don’t get the discount you are looking for and your rates go up instead.