Integra Credit personal loans are good for people with bad credit since the company does not do a hard pull of a borrower’s credit history. However, the Integra Credit Login portal allows borrowers to access and manage their accounts online. You can check your Integra Credit loan status by logging in to your account online.
When you check the status of your Integra Credit loan application, you will find out whether you have been approved or denied, or if the application is still pending. You may also learn that more information is needed from you before Integra Credit can make a final decision.
What You Need To Know About Integra Credit
Integra Credit offers expensive personal loans that are available to people with credit scores in the bad credit range. Integra’s main selling point is that they don’t do a credit check during the application process. That means they offer easy approval without any harm to your credit score.
The exact amount you can borrow varies by state, but Integra Credit allows borrowers to take out loans as small as $500 or as high as $3,000. However, Integra Credit’s APRs – which range from 99% – 300% – far exceed the rates charged by the average personal loan.
Integra Credit’s scope is also incredibly limited, as they only offer personal loans in the following states: AL, AZ, AK, CA, DE, FL, ID, IN, KS, KY, LA, MI, MN, MS, MO, MT, NE, NM, OH, OR, SC, SD, TN, TX, UT and WI.
You can pay off your Integra Credit loan early, and it’s actually a very good idea to do so. Integra Credit has expensive APRs, so the sooner you pay off your loan, the less interest you will owe. In addition, Integra Credit does not have a “prepayment fee” for paying off your loan early. So if you have the ability to pay off your Integra Credit loan early, there’s no penalty and it’s well worth doing.
Integra Credit Login Steps
The steps to access and manage your Integra Credit online account is very simple. You must have a valid email address and password to access the Integra Credit login portal. Those who don’t have their login credentials, have to apply first by clicking on “APPLY NOW” on the home page.
However, If you already have your login credentials, its time to log in to your account to have 24/7 online access to your account management tools:
Step 1: Go to the Integra Credit Login page: https://www.integracredit.com/sign_in
Step 2: Upon reaching the login page, provide your email address and password in the blank spaces below and then press “Log In”. If the particulars entered are correct you will also be taken to your account dashboard.
If you have forgotten your password, don’t worry just go to https://www.integracredit.com/password/new and enter your email address and they’ll send you an email with instructions on how to reset it.
How To Contact Integra Credit
120 S LaSalle St
Suite 1600Chicago, IL 60603
Hours of Operation
Monday-Friday: 8:00AM – 8:00PM CT
Saturday: 9:00AM – 6:00PM CT