LendingPoint says its personal loans are accessible option for people with bad credit scores (629 or lower FICO) and those trying to rebuild their credit. These loans can be funded quickly and are repaid over two to five years. However, the LendingPoint Login portal also known as the customer portal allows current customers to manage their loan account online.
If you are a Lending Point customer looking for how to manage your Lending Point loan account online, read on this post got you covered. In this post, you will learn every necessary things you need to know about your loan account including how to register for online account access, how to log in to your account and make your Lending Point loan payment.
What You Should Know About LendingPoint
LendingPoint is a provider of unsecured personal loans for consumers serving FICO(r) scores up to 850. LendingPoint personal loans range from $2,000 to $36,500. The loan amount you may be approved for depends upon your individual credit profile and the information you provide during the application process.
The maximum loan amount offered is based upon what is believed to be affordable for you. LendingPoint take several factors into consideration including your current DTI (debt-to-income ratio) and PTI (payment-to-income ratio).
You can use your loan for whatever legal personal expense or purchase you choose. Consider it a debt consolidation loan, a wedding loan, an unexpected medical expense loan, a fix-my-car loan, an I-need-a-vacation loan, or a kitchen remodel loan. It’s up to you.
LendingPoint Login Steps
Logging in to an online account isn’t mostly easy. As the platforms mostly try to make it secure. While it’s easy to log in to LendingPoint Customer’s Dashboard. It’s just that you’ll have to enter correct login details, which you must have after applying for a loan with them.
However, if you already have a loan with LendingPoint, you may access it at any time. It’s simple to log into your online account, just go to https://www.lendingpoint.com/continue/auth/login and enter your email and password.
If you have forgotten your password, don’t worry just go to https://www.lendingpoint.com/continue/auth/forgot-password and enter the email address associated with your account and they’ll send you an email with instructions on how to reset it so that you can sign in again.
You can also access and manage your LendingPoint loan account by downloading the LendingPoint app. Once your loan is approved, you’ll receive an email with your account login information.
How To Make Your LendingPoint Loan Payment
Most of LendingPoint customers enroll in Autopay and enjoy the convenience of having their payment automatically deducted from their bank account on its due date. You can make or schedule a payment or enroll in Autopay anytime through your customer portal or the LendingPoint app.
If you’d prefer to use a money order, cashier’s check, or certified check, please make them payable to LendingPoint. LendingPoint mailing address is located on your payment reminders sent via email.
You can also call them directly at (888) 969-0959 or email them at [email protected] for the address. Please do not send your check to their headquarters as this could cause a delay in posting the payment to your account.
LendingPoint’s Customer Service
Contact customer service at [email protected] or speak to a representative by calling 888-969-0959 from:
8 a.m. to midnight Eastern Time Monday through Friday.
10 a.m. to 9 p.m. ET on Saturday.
10 a.m. to 4 p.m. on Sunday.