LendingUSA offers financing for consumers to give them extra time to pay for certain services related to health care, funeral costs, pet care and other purchases. However, the LendingUSA Login portal allows you to access manage your loan account online. You can make a payment, set up autopay, check your loan balance and more.
Therefore, read our downloadable guide carefully and completely. It contains important information that should answer most of your questions about managing your LendingUSA personal loan account online. Keep in mind, though, that like this website, it only gives general information. It is not the law. It is not a regulation. It is not legal advice.
What You Need To Know About LendingUSA
LendingUSA offers financing for consumers to give them extra time to pay for certain services related to health care, funeral costs, pet care and other purchases. Loan options are offered by the merchant at the time of the sale.
LendingUSA was founded in 2015 to be a lending solution for merchants. LendingUSA provides point-of-sale customer financing through more than 10,000 merchant partners in various sectors including medical services, pet services, funeral services and consumer services.
- Getting preapproved for a LendingUSA loan will not impact your credit score.
- In some cases, borrowers who can repay their loan within a certain promotional period can avoid paying any interest.
- There are no prepayment penalties.
LendingUSA Login & Payment Steps
LendingUSA’s online account tools make managing your account a breeze. You can access your account online anytime to enroll in Auto-Pay, review recent activity, make a payment, update account info and many more. However, if you already have an online account then follow the steps below to log in to your account to make a payment.
You can log in to your account and set up payments by going to https://lendingusa.com/borrowers/myaccount/. LendingUSA strongly recommend setting up a payment schedule through ACH, or autopay. It’s the easiest and fastest way to ensure your loan is paid on time. If you need assistance setting up autopay, please contact their Customer Service department at (800) 994-6177.
Other payment options
1: Mail: To pay by check, please make it payable to LendingUSA and mail it to the following address:
P.O. Box 70404
Philadelphia, PA 19176-0404
2: Phone: Have a question about your account or need to make a payment by phone?
Call Customer Support
LendingUSA’s Customer Service
You can reach LendingUSA customer service at 800-994-6177 or via email. Business hours are 6 a.m. to 6 p.m. Pacific Time Monday through Friday and 9 a.m. to 6 p.m. PT Saturday and Sunday. There is no chat or text feature offered, however, you can go their FAQ page for more information.
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