M1 Finance Login: How To Access Your Account Online

M1 Finance is a financial services company that offers brokerage accounts, a cash management program, and margin trading. The platform uses a unique portfolio construction system centered around “pies” that gives you total control of how your portfolio looks. However, the M1 Finance Login portal is an online portal that allows you to access and manage your accounts online.

You can Invest commission-free, borrow money at low rates, Customize your strategies, automate the big picture, and transfer money in one automated platform with M1 Finance. If you are looking for information on how to set up or log in to your M1 Finance account online, this article got you covered.

Features Of the M1 Finance Login Portal

M1 Finance is best for passive investors or those looking to begin investing without having to pay attention to every minute detail to his or her portfolio. Users are able to choose from over eighty different portfolio templates put out by M1 Finance, but more hands-on investors will also be able to customize these portfolios.

M1 Finance is especially useful for those looking to generate passive income, even allowing investors to enter the market without a large startup fund. This allows users on a budget to purchase fractional shares of blue-chip stock when an investor might otherwise not be able to budget for a full share at a given moment.

You’ll find the M1 Finance website to be clean and straightforward with easy sign-up instructions, clear performance metrics, and simple to navigate. This includes tabs that cover your portfolio activity and holdings, buttons to buy, sell or rebalance, and graphs that break down your allocation in detail. Many Robo Advisors are focused on improving user experiences compared to traditional financial sites and M1 Finance certainly delivers here.

Similar to the Desktop version, the M1 Finance app scores highly for its ease of use. M1 Finance is a financial app that helps users learn how to invest. The app is available for both iOS and Android. The workflow of the website and the app are nearly identical experiences. You’ll find you’re able to do just about anything on the app as you are on the website, so it’s just a matter of which experience you prefer.   

M1 Finance Online Account Setup

Getting started with M1 Finance is a straightforward process. After creating a username and password, you’ll be prompted to begin M1’s onboarding flow where you’ll learn how the platform works and answer some general questions regarding your investment experience. The portfolio construction part of the process allows you to select one of the pre-built pies or customize the portfolio to your own specifications.

You’ll be asked to select an account to get started. M1 supports brokerage, Traditional IRA, Roth IRA, SEP IRA, custodial (M1 Plus only), and trust accounts. Keep in mind that the minimum to open an account is $100 ($500 for IRAs). Once your portfolio has been finalized, your account selected, and banking information added, you’re ready to start investing.

M1 Finance Online Account Services

M1 Finance offers a variety of account services that give you more flexibility with your money. Cash movement out of and into the platform is seamless, including an option to schedule auto deposits into your portfolio on a monthly, weekly, or bi-weekly basis.

You can also place individual trade orders, which allows for more flexibility. Transfers from external brokerage or retirement accounts into M1 allow you to consolidate your holdings in a single broker. In addition to these options, investors can use margin accounts to borrow up to 35% of the account value once the balance exceeds $10,000. 

Some features differ based on whether you’re a M1 Basic or M1 Plus member ($125 annual fee). For margin loans, M1 Basic members have an interest rate of 3.75% while M1 Plus members have a lower interest rate at 2.25%.

Both tiers offer a checking account, but if you’re an M1 Plus member you’ll have more cash back options, additional ATM reimbursements, and a variety of payment methods. The credit card product is available only at the M1 Plus tier. The credit card offers intriguing cash back options and waives the annual fee.

M1 Finance Login Steps

If you have an online account with M1 Finance, that means you can log in anytime. It’s easy to access your online account, and just like Facebook, you will need your login details. However, if you already have your login details, follow this step-by-step process to log in to your online account:

M1 Finance Login: How To Access Your Account Online
  • Go to https://dashboard.m1.com/login
  • Enter your Email and password and select ‘Log In’. Once you have successfully entered your login credentials, you will be connected to your account online. If you have forgotten your password, you can reset it by going to the “Forgot password ”

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M1 Finance Customer Service Options

  • Phone line: 312-600-2883 M-F, 9 a.m. – 5 p.m. ET
  • Instant Help Chat Bot
  • Email Support with 24 hour turnaround time
  • Robust Help Center articles 
  • No access to human Financial Advisors

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