What Is Mercer Proliability Insurance? What Products Does it Offer?

Proliability, administered by Mercer Proliability Insurance Company, offers professional liability insurance tailored to the professions it protects. From medical malpractice coverage for nurses to errors and omissions coverage for business professionals, Mercer Proliability Insurance professional liability coverage brings with it significant benefits to offer peace of mind.

Mercer Proliability Insurance offers all manner of professional liability insurance to numerous professions. They are a subsidiary of Mercer Consumer, a service of Mercer Health and Benefits Administration. Their parent company is Marsh & McLennan, which is an insurance brokerage and risk management company. They have medical malpractice insurance, professional liability insurance, and errors and omissions insurance and have been in business since 1949.

People also ask:

People also ask:

Products Offered by Mercer Proliability Insurance

As the name suggests, Proliability insurance offers professional liability insurance. They offer malpractice insurance for healthcare professionals and errors and omissions insurance (E&O) for business professionals. 

1: Healthcare liability: Getting a quote is easy. You can get a quote, apply online, and get insurance in less than ten minutes. You probably have some liability protection through your employer, but as Proliabilty points out, that insurance is really designed to protect them, not you. You get a discount if you’re a member of either the AANPCP, ANCC, AACN, or other professional organizations, which are listed for you in a drop down menu on the quote form. 

If you’re happy with your quote, you can pay with a credit card, and viola! You’re insured. If you’d like a higher limit than $1 million per incident and $6 million annually per aggregate, you can call, and someone will help you. If you’re still a student, you get a discounted rate. 

Proliability provides malpractice insurance for any healthcare professionals. Below are some examples:

  • Doctors: 
  • Physician Assistants: 
  • Registered nurses: 
  • Nurse practitioners: 
  • Nursing students: 
  • Dentists: 
  • Dental hygienists: 
  • Pharmacists: 
  • Chiropractors: 
  • Physical therapists: 
  • Psychologists and counselors: 
  • Social workers: 
  • Optometrists: 

2: Business Liability insurance: Proliability offers errors and omissions insurance to most business professionals. Here is a partial list:

  • Accountants
  • Architects
  • Engineers
  • Insurance agents
  • Educators, both K-12 and College level
  • Lawyers –
  • Tax preparers
  • Land surveyors
  • Real estate agents

If you want business errors and omissions insurance, you have to fill out a form, then someone will contact you within 24 hours. 

Pros and Cons of Proliability Insurance


– Easy online quoting for healthcare professionals
– Reasonable rates
– Discounts for many professional associations
– Students get a discount
– Available in all 50 states
– Choose between claims-made or occurrence coverage


– If you want business insurance, you have to fill out a form and someone will call you
– Only offer malpractice or errors and omissions insurance;
if you want other business insurance, you’ll have to go elsewhere


If you’re a healthcare professional of almost any variety, you would do well to get malpractice insurance from Proliability. The easy online application process, reasonable rates, and excellent reviews make it an excellent choice. 

If you’re a business professional, it depends. If you only need errors and omissions insurance, Proliability might be worth a look. However, many business professionals are also interested in other types of insurance as well, such as commercial auto or workers compensation. If that’s your situation, a company offering different types of policies might be a better bet. 


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