Military Star Card Login: How To Manage Your Credit Card

The Military Star card is the merchant credit card for the Exchange stores located at military installations. This credit card is only available to people who are eligible to make purchases on the military installation. However, making your Military Star card online payment through the Military Star Card Login portal is quite easy for cardholders.

If you’ve just gotten approved for Military Star Credit Card — congratulations — you’ll want to familiarize yourself with your new Military Star Credit Card account and how to contact customer service, should any problems arise. This guide will help you understand everything you need to know about managing your Military Star Credit Card account online, making your Military Star Card, checking your balance, setting up autopay and more.

The MILITARY STAR Card is available exclusively for military personnel and their families. This card comes with a line of credit to help you with your financial needs, including routine day-to-day purchases, or those particular to the military lifestyle. It offers plenty of benefits, which is why it has made our list of Featured Credit…

How The Military Star Card Works

The Military Star Card is offered and administered by the Army and Air Force Exchange Service (AAFES). If you’re an eligible member of the military, The Military Star Card is one option you need to check out closely.

The card comes with generous rewards and discounts, as well as a low-interest rate on your approved line of credit. The card is available for eligible active military service members and their families. Also, note that you will be responsible for payment of any outstanding balance on your account after separation from service.

  • To make your Military Star card online payment, cardholders must first sign in to the system with a username and password.
  • First-time users will use their Social Security number and birth date and can then personalize their login information after signing in.
  • Users must also provide the 16-digit account number that appears on the front of the Military Star card. This account number can also be found on the monthly Military Star card statement.

Military Star Card Features and Benefits

Other significant features and benefits of the Military Star Card include:

1: The interest rate isn’t affected by your credit score. While your credit score will influence whether or not you are approved for the card, it will not have an effect on your interest rate. The Military Star Card has a single rate for all borrowers, regardless of your credit.

2: First Day Discount. Upon approval of your account, you will get a 10% discount for purchases on the first day. It will appear as a credit on your first monthly billing statement.

3: Military Clothing Plan purchases. These purchases can be made with a 0% APR. This is a special interest rate waiver, specifically for this plan. The 0% APR applies to eligible purchases up to $500 at your base Military Clothing Sales store. However, military clothing and equipment offered by other vendors are not eligible for this plan.

4: Authorized users. You can add authorized users to your card. They must be eligible dependents, as defined by the Department of Defense, at least 18 years of age, and with current Exchange privileges. Authorized users will have full use of the card, and can even make payments on your behalf.

5: Credit reporting. Your Military Star Card payment history will be reported to the major credit bureaus. This will give you an opportunity to build your credit while you’re an active member of the military.

6: The MILITARY STAR Card can be used at Commissaries. Base commissaries offer wonderful benefits, and you can use your Military Star Card for grocery shopping. While this isn’t a big deal for many folks, it’s a great deal for disabled veterans and caregivers who recently gained access to exchange, commissary, and MWR facilities.

The new law requires disabled veterans to pay an additional 1.9% fee for commissary purchases made on a credit card (this is required by law to help cover the fees the commissary pays to banks for these transactions). This fee is waived for purchases using the Military Star Card.

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How To Register For Online Access To Your Military Star Credit Card Account

If you have not registered your Military Star Credit Card, You need to register it for online access before using it for online transactions. As the accountholder (the primary person who applied for the Military Star Credit Card), when you register for and sign in to your Military Star Credit Card account, you have 24/7 online access to the following account management tools:

  • Make your Military Star Credit Card payment online
  • Manage payment and account settings
  • Update your stored personal information
  • Choose paperless billing
  • Add an authorized buyer
  • Ask for an increased credit limit
  • Check current balance
  • See available credit amount
  • View current and past transactions
  • View current and past statements
  • View scheduled and past payments

Please note

  • You’ll need to be the main Military Star cardholder in order to register
  • For security, you have 5 minutes to complete the registration process
  • Make sure cookies are enabled in your browser – so they can get you to the right page and help you log in as quickly as possible.
  • It should only take a few moments. Once registered, you’ll have immediate access to your Military Star Credit Card account and be able to check your transactions, view your statements, pay your bill and manage your account online securely and easily.
How To Register Your Military Star Credit Card Online

To register your new Military Star credit card please go to https://www.myecp.com/Account , and fill the registration form with:

  • Your credit Card Account Number
  • Expiration Date
  • Security Code
  • Social Security Number
  • Date of Birth
  • After entering the correct details then click on “Next” and..
  • Follow the onscreen instructions to finish the registration

Military Star Card Login Steps

In order to manage your Military Star Credit Card account online, it is necessary to get online access of the portal. For that, new customer must register their Military Star Credit Card Account online following the above steps.

Once you get the online access, you can efficiently and accurately manage your account. Customers can review their account statements, make bill payments, update profile information etc. Following, are the steps to Sign in to your Military Star Credit Card account.

Military Star Card Login: How To Make Your Credit Card Payment

Step 1: First, visit the official Military Star Credit Card Login webpage: https://www.myecp.com/

Step 2: Then, a Sign in screen will appear on your screen asking Username and Password. Enter your Username and Password.

Step 3: Furthermore, if you are using a private internet connection and want the browser to remember your credentials, click on the check box of “Remember User ID”.

Step 4: Finally, click on “Log In” button. If the information provided are authorized by the bank, you will get full access of your Military Star Credit Card account.

Once logged in, you can view your Military Star Credit Card account summary, make payments, and update your profile information. You can also activate paperless statements and set up autopay to have your monthly statement automatically paid each month from a checking or savings account.

How To Make Your Military Star Credit Card Payment

You may submit your Military Star Credit Card Payment online by logging in to your Military Star Credit Card account or by calling the Exchange Credit Program Call Center at 1‑877‑891‑7827 (STAR). (Additional telephone numbers).

Payments are also accepted at your local Exchange or may be mailed to:
The Exchange
PO Box 740890
Cincinnati, OH 45274-0890

NOTE: Be sure to include your remittance stub to ensure your payment is posted to the correct account.

Check Payments: Be sure to write your 16-digit account number on the front of your check.

Payments will be applied to your account in accordance with the Terms and Conditions of your account and as required by law. By paying at least the minimum payment amount each month, you will ensure your account stays current. You may pay any amount you wish, as long as you pay the minimum amount due.

Any payment that is over the minimum due is applied to the plan(s) with the highest interest rate(s). If you wish to apply any excess payment to a promotional plan, please contact the Exchange Credit Program.

Any underpayment becomes past due and is added to the next month’s minimum monthly payment. If you need assistance with your monthly payment, please contact the Exchange Credit Program Call Center at 1‑877‑891‑7827 (STAR) to discuss your payment options.

If your monthly payment is not made, your account becomes delinquent. Your charge and check privileges and rewards may be suspended. Your unit commander may be notified and the delinquent balance may be involuntary collected. If you need assistance with your monthly payment, please contact the Exchange Credit Program Call Center at 1‑877‑891‑7827 (STAR) to discuss your payment options.

Military Star Card Customer Service

Military Star card representatives are available online via live chat sessions to answer account questions or to assist account holders in accessing their accounts. For cardholders who want assistance with the online payment experience yet who do not want to have access to online chat, a toll-free number is available on the website.

The Military Star card website will also accept applications for new accounts. Please contact Exchange Credit Program Call Center at 1‑877‑891‑7827 (STAR). (Additional telephone numbers).

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