Learn how to manage your mortgage on your schedule on the Mutual of Omaha Mortgage Login portal. With your Mutual of Omaha Mortgage online you can use the mobile app or online portal to quickly access your mortgage account, make and schedule payments, and access your mortgage statements.
Paying your mortgage off completely is the goal for most homeowners. Doing so could save you money by:
- Saving on interest payments
- Reducing your monthly outgoings
There are lots of ways to reach this milestone earlier – such as paying a lump sum or overpaying on your monthly repayments.
If you’re in a good financial position and want to start paying off your mortgage early, there are a few ways this can be done:
Increasing monthly payments – If your salary increases, you may want to pay more towards your mortgage. Check with your lender to see if you can increase the amount you pay each month. This is called an overpayment.
Lump sum – An overpayment can also be a one-off lump sum. Check your overpayment terms, as there may be a limit on how much you can overpay in a year.
Shorten your mortgage term – Generally, the shorter your mortgage term, the less interest you pay in total. This can mean higher monthly repayments, but you’ll pay less overall. Learn more about the ways to pay off your mortgage early.
Features Of The Mutual of Omaha Mortgage Login Portal
When you set up your Mutual of Omaha Mortgage account for online activities, you can start managing your mortgage online. Once you are able to log in, you can do the following online;
- Make loan payments
- View loan summary and payment history
- Enroll in automatic payments
- Get notifed by text or email when payment has been posted
- Access your loan documents like 1098 and escrow analysis.
- Access to common FAQs and educational videos Ask Mia (the Mortgage Information Assistant)
How To Set Up Your Mutual of Omaha Mortgage Account For Online Access
You need to have an online account to enjoy the features of the Mutual of Omaha Mortgage Login Portal mentioned above. If you have not registered for online access just follow the steps below to register.
To set up your Mutual of Omaha Mortgage Account for Online Access kindly head to https://mutualmortgage.yourmortgageonline.com/register.
To create your account, you’ll need your loan number, Social Security Number and your property zip code. The platform offers an intuitive interface to keep you on top of your most important mortgage information.
If there is a co-borrower, both borrowers can create their own unique username and password. Each borrower can have only one username (as only one account is allowed per social security number). Only two borrowers can register per loan.
Mutual of Omaha Mortgage Login Steps
After creating your Mutual of Omaha Mortgage online account, the next step is to log in to your account because its only when you log in to your account that you will see the option to pay your mortgage online. However, follow the steps below to log in to your account.
To access your Mutual of Omaha Mortgage account go to https://mutualmortgage.yourmortgageonline.com/login and log in with your unique username and password.
Trouble Logging In? If you’ve forgotten your password or have locked your account, have your name, property address, telephone and loan number available and please call (877) 330-4066
How To Pay Mutual of Omaha Mortgage
Borrowers can make a one-time payment, enroll in, maintain, or stop automatic payments on the website.
Pay Online: An easy way to access the resources you need to manage your account or pay your mortgage is in the Mutual of Omaha Mortgage login portal. So, to pay online just follow the Mutual of Omaha Mortgage login steps above to log in to your account.
Automatic Payments: The Payment page allows a choice of making a One-Time Payment or enrolling in, maintaining, or stopping Automatic Payments.
You can setup automatic payments by logging into your account and selecting “Payments” and “Automatic Payment.
With electronic bill pay, you are instructing your bank or credit union to make a payment (often in check form) from your account to be mailed to them. This is something you arrange with your bank or credit union. With auto pay you are giving the control to Mutual of Omaha Mortgage and they will remove the funds from your account automatically/electronically.
Authorization is required – click this link to get started setting up automatic payments: https://www.yourmortgageonline.com/autopay.
Payment by Mail: Payments by mail can be made to the following address based on your property location:
AZ, CA, HI, NV, Alberta, British Columbia – PO Box 7168 Pasadena, CA 91109-7168
IA, IL, MN, MO, ND, NE, SD, TN, WI, Manitoba, Ontario, Saskatchewan, Puerto Rico, Guam- PO BOX 0054 Palatine, IL 60055-0054
CT, DC, DE, IN, KY, MA, MD, MI, NC, NJ, NY, OH, PA, RI, SC, VA, WV, Quebec – PO Box 371306 Pittsburgh, PA 15250-7306
AK, AL, AR, CO, FL, GA, ID, KS, LA, ME, MS, MT, NH, NM, OK, OR, TX, UT, VT, WA, WY – PO Box 660592 Dallas, TX 75266-0592
Pay by Phone: Some payments can be made by telephone. When permitted by applicable law, a fee may apply for this service in the amount of $9.50 when using the automated system, or $11.50 when speaking with a live representative. Payments can be submitted by mail or online for no additional fee, and other free payment options may also be available. To make a telephone payment or obtain information about free payment options, please contact them at (877) 330-4067.
Conclusion on Mutual of Omaha Mortgage Payment
Payments are effective dated to the date the funds are received on both payments and payoffs.
- Payments received by regular/certified mail, and wire transfer are processed within one business day
- Payments received by overnight courier (FedEx, UPS, Express Mail) are processed on the day received.
You are required to allow additional time if you are mailing your payment via US Postal carrier. Payments are posted when received. Delays in US Postal system may cause your payment to be received after the due date and late charges may be applicable if received after your “grace period.” See your Mortgage Note for details.