Mr Cooper Login: How To Make Your Mortgage Payment

The easiest option for most homeowners to make their Mr. Cooper Mortgage Payment is through the Mr Cooper Login portal. Online payments are fast, free and efficient, and paying online means you can decide when you want to make the payment, maintain a record of when it was made and ensure that it is paid by the due date.

This guide contains general information regarding managing your Mr Cooper online account. If you already have an account with Mr Cooper, but haven’t used their online services, this article will help you register for credentials, including when and how to make your Mr Cooper mortgage payment online. This guide will help you understand everything you need to know about how Mr Cooper mortgage works.

Mr. Cooper overview

Mr. Cooper is a non-bank mortgage originator and servicer that operates throughout the U.S. The company, formerly Nationstar, was founded in 1994 and is headquartered in Coppell, Texas. Mr. Cooper offers a number of mortgage options, including low-down payment conventional loans, investment property loans and FHA and VA loans.

The lender also offers a “Close on Time Guarantee” for those purchasing a new home with a conventional loan. If the lender causes the closing to be delayed, it’ll send a check equal to the borrower’s full first month’s mortgage principal and interest payment.

Mr. Cooper is good for borrowers looking for an online process, an easy-to-use app and a wide variety of mortgage options.

Best Features

  • The Mr. Cooper app keeps you updated on each stage of the loan process.
  • Mr. Cooper offers a “Close on Time Guarantee” – if the home loan doesn’t close on or before the contract closing date and the company is responsible for a delay, it will pay your first mortgage bill.
  • If your new home is within a 50-mile radius, Mr. Cooper will pay your moving costs through their “Zero Dollar Move” program.

Loan types

  • Conventional
  • FHA
  • VA
  • Fixed-rate
  • Adjustable-rate
  • Rate-and-term, cash-out and streamline refinancing
  • Investment property

Mr. Cooper’s Online Services

Mr. Cooper’s application process is completely digital and telephone-based. Online features include digital disclosure delivery, e-signing and a loan tracker with status updates on the mobile app. Borrowers can also make monthly loan payments using the app for no fee.

Mr. Cooper doesn’t have brick-and-mortar locations. If you borrow with this lender, you’ll do so through a call center, its website or app. The lender’s website offers tips and educational articles about the home-buying and mortgage-lending process, and its easy-to-use app allows borrowers to check the status of their application and make payments.

Mr. Cooper also offers prequalifications and verified approval online. Once you’re under contract, the lender communicates via online channels and by phone, text and emails throughout the process.

How To Set Up Online Account With Mr. Cooper

Signing up for a Mr. Cooper online account provides individuals with immediate access to their mortgage information. Including due dates and balances, and the capability to pay bills and make document storage more secure. To create your Mr. Cooper mortgage online account, follow the prompts below:

How To Set Up Online Account With Mr. Cooper
  1. Go to the Mr Cooper Login page and click on Create one here.
  2. Enter your SSN, and
  3. Your property Zip associated with the loan
  4. Click on “Find My Loan.

Congratulations, your user setup is complete! You may now use your new username and password to access your loan information on My Account.

Mr Cooper Login Steps

The easiest way to pay your mortgage payment is via an online account. The Mr Cooper mortgage online platform is not only an easy payment option, but it is also the most efficient. Mr Cooper lets you take advantage of everything a traditional bank offers, with added benefits and convenience.

As with all Mr Cooper products, there are no hidden fees or interest rates — you pay one fee each month. With the ability to log into your account anytime and pay online, you can enjoy an easy way to make payments and manage your finances. To log in to your account today and begin enjoying the benefits offered, follow the steps below:

Mr Cooper Login: How To Make Your Mr. Cooper Mortgage Payment

Step 1: Go to the Mr Cooper Login page:

Step 2: Upon reaching the Mr Cooper login page, provide your username and password in the blank spaces below and then press “Login to my account”. If the particulars entered are correct you will also be taken to your account dashboard.

Once logged in, you can view your account summary, make payments, and update your profile information. You can also activate paperless statements and set up autopay to have your monthly statement automatically paid each month from a checking or savings account.

If there have been multiple unsuccessful attempts to sign into your account, they will temporarily suspend your online account access for your security. They will send an email with instructions to the email address they have on file for your account.

If you were locked out because you forgot your username and/or password, visit Forgot Username or Password? to reset your information so you can sign in.

How To Make Your Mr. Cooper Payment

If you’ve decided that paying off your mortgage early is the right move, there are many ways to go about it. You don’t have to throw your entire savings account at the debt. Instead, consider these options for paying off your mortgage early:

However, Mr. Cooper have got a wide range of ways to make payments, including online, by phone, and by mail. Review your options below to find the method that works best for you.

  • Online
  • Phone
  • Mail
  • Other Payment Options

1: Online Payments: You can also make a one-time payment through your online account.

To set up AutoPay or make a one-time online payment, just enter the account and routing number of your preferred checking, savings, or money market account. If you don’t know your account number and routing number, you can find it by signing in to your bank’s website. For checking accounts, it should also be at the bottom of your checks.

2: Paying by Phone: To make an automated phone payment, call 888-480-2432 and follow the instructions. You’ll need your account number and the last four digits of your Social Security Number. If you need assistance when making a payment via phone, you can call the same number—888-480-2432—and ask to speak with one of their Customer Service agents.

3: Pay By Mail: If you’d like to mail your payment, here’s what you need to do:

  1. Write a check or get a money order payable to “Mr. Cooper.”
  2. Include the detachable coupon from the bottom of your latest monthly statement and your check or money order in an envelope addressed to:

Regular Mail
Mr. Cooper
PO Box 650783
Dallas, TX 75265

Overnight Mail
Mr. Cooper
3000 Kellway Drive, Suite 120
Carrollton, TX 75006

Once they receive your payment, it may take a few days to reflect on your account. However, your official payment date will be the date we receive it.

Other Payment Options

1: Western Union Quick Collect: Western Union can ensure your payment is sent and received on the same day. Just check their website or call 800-325-6000 to find your nearest location.

When you arrive at Western Union, you’ll be asked to complete a Quick Collect form. Be sure to include your name and loan number. You’ll also need this information:

Pay To: Mr. Cooper
State: TX

Note: All Quick Collect transactions require cash, and Western Union charges a fee for this service. If you have a Western Union online account, see >> Western Union USA Login | How To Login With Western Union In The US

3: MoneyGram® ExpressPayment®: You can also send a same-day payment via MoneyGram. Find your nearest MoneyGram agent on their website or by calling 800-926-9400.

At their office, fill out a ExpressPayment form and be sure to include your name and loan number. When you’re asked for a MoneyGram Receive Code, it’s 1678.

Note: You need cash to make a MoneyGram ExpressPayment and they’ll charge a fee for the service. If you have a MoneyGram online account, see >> MoneyGram Online Login | How To Access Your MoneyGram Account

Mr. Cooper Customer Service

Mr. Cooper offers customer service that is completely U.S.-based. Customers can send questions anytime via a secure message center on the site. You can call customer service at 833-685-2565 Monday through Thursday from 7 a.m. to 8 p.m., Friday from 7 a.m. to 6 p.m. and Saturday from 8 a.m. to 2 p.m., all Central Time.

Mailing Address

For Payments
Mr. Cooper
PO Box 650783
Dallas, TX 75265-0783

For overnight Mail
Mr. Cooper
Lake Vista 4
800 State Highway 121 Bypass
Lewisville, TX 75067

Notice Of Error/Request For Information
Notice of error, complaints, request for information or other qualified written requests
Attn: Customer Relations
PO Box 619098
Dallas, TX 75261-9741

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