One Finance, or just “One,” is an online-only nonbank financial institution that relies on a chartered partner bank to provide FDIC insurance for customers’ deposits. However, the One Finance Login portal allows you to access and manage your account online. You can easily spend, save, and organize your money from a single account—for free.
You can also download the One Finance app and create an account to earn high-interest savings and better organize your money with Pockets. No fees, no minimums. Opening an account does not impact your credit score.
What You Should Know About One Finance
One Finance is not a full-service bank in the usual sense. Instead, the online bank lets people do all of their banking from one account. The account offers an opportunity to earn high APY and carries no monthly fees.
Instead of offering several kinds of accounts, One Finance operates via one single bank account. Accounts are equipped with pockets to allow you to manage your money in a variety of ways. One accounts automatically come with Spend (checking), Save (savings), and Auto-Save (high-yield savings) pockets, but there’s no limit to how many pockets customers can create, which can help you budget money and set savings goals.
One Finance is a good fit for those who love the idea of having all of their money housed in one bank account. It’s also a good option for people who regularly use a debit card for purchases or plan to set up direct deposit, since those activities earn high-yield interest. The Credit Builder feature makes it a solid choice for people who would like to improve their credit without a secured credit card.
Despite its modern features and promises of easier money management, having several savings and budget pockets under the same account may require more work than having separate bank accounts for everything. If you take advantage of its Auto-Save features, though, it could be as easy to use as advertised. Whether One Finance seems promising or not, you should always shop around to find the best bank account to fit your needs.
How To Apply for a ONE Account
You may apply for a ONE account from the Get Started page or by downloading the One Finance app here and tapping Join ONE. It is possible that during the application process you may need to submit a picture of your current government-issued identification. Please have this ready as you begin your application.
When you apply, you will need to provide your full legal name, U.S. physical address, date of birth, Social Security number, phone number, email address, and possibly a copy of your government-issued photo identification or a utility bill.
ONE Finance Login Steps
If you have an online account with ONE Finance, that means you can log in anytime. It’s easy to access your online account, and just like Facebook, you will need your login details. However, if you already have your login details, follow this step-by-step process to log in to your online account:
- Go to https://web.onefinance.com/signin
- Enter your Email and password and select ‘Sign In’. Once you have successfully entered your login credentials, you will be connected to your account online.
How To Reset Your ONE Sign in Password
Whether you forgot your original password, or just want to change it, follow these steps to change your sign in password:
- Open the ONE Finance mobile app or visit the ONE Finance login page: https://web.onefinance.com/signin
- Click on Forgot Password
- Enter the email address associated with your ONE account
- Check your email for a message from ONE
- Select Click here in the email
- Enter your new password, which must contain:
- At least 8 characters
- At least 3 of the following:
- Lower case letters (a-z)
- Upper case letters (A-Z)
- Numbers (0-9)
- Special characters (ex. [email protected]#)
- Click Reset Password
- Password changed!
Contacting ONE Customer Service
One Finance Customer Service are there to answer any questions you may have about your account. They offer an array of options to reach them. Please pick the option that works best for you.
You can access the ONE Knowledge Center 24/7/365 by clicking here
They’re currently staffed M-F 8 am to 5 pm Pacific Standard Time.
Submit an email to us by clicking on Submit a request above, or by clicking here.
They can be reached at +1 (855) 970-1919 M-F 8 am to 5 pm Pacific Standard Time.
Chat is available M-F 8 am to 5 pm Pacific Standard Time via their Support widget.