OSLA Student Loan Login: How To Manage Your Account Online
The Oklahoma Student Loan Authority (OLSA) is a federal student loan servicer. While it’s based in Oklahoma, borrowers do not need to be located in the state to have OSLA as their loan servicer. However, the OSLA Student Loan Login portal allows you to manage your OSLA Student Loan account online. You can make payments, update account information,
This article contains general information regarding managing your OSLA Student Loan online account. If you have federal student loans, OSLA might be in charge of managing your student loan repayment. Therefor, this article will help you to sign in to your account to carry out necessary online transactions.
What is OSLA and What Does it Do?
The Oklahoma Student Loan Authority (OSLA) has been servicing loans for the U.S. Department of Education for more than 40 years. As a federal student loan servicer, it’s a third-party company that handles the administrative tasks related to your loans.
If the Department of Education assigns OSLA as your loan servicer, OSLA will handle things like:
- Managing your monthly payments.
- Changing your repayment plan.
- Explaining deferment and forbearance.
- Helping you qualify for loan forgiveness, like Public Service Loan Forgiveness (PSLF).
How To Know If OSLA Is Your Servicer
To figure out if OSLA is your loan servicer, you can log into your Federal Student Aid (FSA) account. The FSA website will show who your loan servicers are. You can also check your credit reports at AnnualCreditReport.com; your credit reports will list all of the companies that service your student loans. If you’ve taken out multiple student loans, you may have multiple servicers.
OSLA Student Loan Login Steps
OSLA Services two types of student loans. However, If you know that your federal student loans are serviced through OSLA, you need to make sure you’re set up to make payments. First, check to see whether your federal student loans were made under the FFEL program or the Direct Loan program. The FFEL program was discontinued in 2010, so newer loans are likely under the Direct program.
How To Log In To Your Direct Loan Account
These loans are owned by the Federal Government and serviced by OSLA. If your account number begins with the letter F or number 8, followed by nine numbers, then your loan is a Direct Loan. Example: F800112200.
Follow the steps below to securely log in to your direct loan account
Step 1: Go to the OSLA Student Loan Login page: https://public.osla.org/Accountlogin.aspx
Step 2: Upon reaching the OSLA Student Loan login page, click on “LOGIN TO YOUR DIRECT LOAN ACCOUNT” and provide your Username followed by your password in the blank spaces below and then press “Log In”. If the particulars entered are correct you will also be taken to your account dashboard.
If you’ve entered your password incorrectly for three attempts, you’ll be locked out of your account for one hour to protect your account information. You must wait one hour before attempting to log in again, or you can reset your details. If you are a new user, you can register for online access.
Once you’re logged in, you can make a one-time payment or set up recurring payments. It’s also possible to send in checks to pay your loans. However, setting up automatic payments might be one way to help you stay on track and avoid missing your payments.
How To Log In To Your Federal Family Education Loan Program (FFELP) Loan Account
These loans are privately owned and serviced by OSLA. If your account number begins with a Zero and has no alphabetic characters then your loan is a FFELP Loan. Example: 012345678
Follow the steps below to log in to your Federal Family Education Loan Program (FFELP) Loan
Step 1: Again, go to the OSLA Student Loan Login page: https://public.osla.org/Accountlogin.aspx
Step 2: Upon reaching the OSLA Student Loan login page, click on “LOGIN TO YOUR FEDERAL FAMILY EDUCATION LOAN PROGRAM (FFELP) LOAN” and provide your UserID in the blank spaces below and then press “Log In”. If the particulars entered are correct you will also be taken to your account dashboard. If you are a new user, you can Enroll Now for online account.
To protect the privacy and the security of your personal information, OSLA have improved the way you log in to their Account Access Center with new security features. Here is how it works:
- The first time you log in to the new system, you will initially enter only your User ID. The system will have you choose three Challenge Questions.
- Next you will go through a process to choose a Security Image and Phrase.
- After this process is complete, as the last step, you will enter your Password. These three items will identify that you are actually on the official OSLA Web site, not a fraudulent look-alike site. These items will be known only to you; the OSLA staff will not have access.
- The next time you log in, and thereafter, you will enter your User ID and then will be asked one of your Challenge Questions. If you answer correctly, you will be shown your Security Image and Phrase. If, and only if, you recognize your Security Image, Phrase and Challenge Question, can you safely enter your Password. If you do not recognize them, DO NOT enter your Password. If this happens, contact OSLA immediately to report the problem.
If for some reason, you forget your Password or User ID, OSLA staff cannot tell you what it is. To help protect your account information, they do not have access to this information. Your account will need to be reactivated and you will need to recreate your Challenge Questions, Security Image and Phrase, and choose a new Password.
Once you’re logged in, you can make a one-time payment or set up recurring payments, view Loan Information, -access your Statement. It’s also possible to send in checks to pay your loans. However, setting up automatic payments might be one way to help you stay on track and avoid missing your payments.
Student Loan Login
How to contact OSLA
OSLA has different contact information for each type of student loan, and this information is not available until you sign into your account. You can access OSLA’s phone number and email by signing in through the Direct Loan portal or the FFELP loan portal.