Skip to content

PC Financial MasterCard Login: How To Make Your Payment

The PC Financial Mastercard is excellent for earning PC Optimum points and free groceries if you regularly shop at Loblaw-owned or affiliated stores like the Real Canadian Superstore, Shoppers Drug Mart, No Frills, Zehrs, Valu-Mart, and Esso. Howwver, the PC Financial MasterCard Login portal allows you to manage your account, track your spending, and get support, all at your fingertips.

This article contains general information regarding managing your PC Financial MasterCard online account. Additionally, it discusses steps you need to take in order to register your PC Financial MasterCard account online for the first time, including when and how to make your PC Financial MasterCard payment online. This guide will help you understand everything you need to know about how the PC Financial MasterCard works.

PC Financial Mastercard Benefits

So, what are the upsides to PC Mastercards?

1. PC Optimum rewards: All PC Mastercards gear their bonus PC points rewards toward purchases made on President Choice affiliated brands and partners like:

  • Loblaws,
  • Your Independent Grocer,
  • No Frills,
  • Real Canadian Superstore,
  • Shoppers Drug Mart,
  • Esso, and
  • Services like PC Travel and PC Mobile.

If you’re already a regular shopper at these places, then PC Financial credit cards offer you easy savings with a 1% to 3% return for no annual fee.

2. PC Financial app: Like most banks and credit card issuers, PC Financial has a well-designed mobile app that lets you track your spending, access your PC Optimum points balance, and lock or replace your credit card if it’s lost or stolen.

This sort of app is fairly standard fare these days, however, so it doesn’t really give PC Financial Mastercards a huge edge over their competitors.

Related Posts:

How To Register Your PC Financial MasterCard Online

If this is your first time trying to access your PC Financial MasterCard online then you need to register your card for online activities. Registering your PC Financial MasterCard online means signing up for PC Financial online banking.

Setting up your PC Financial account for online banking is quick & simple. It will help you manage your transactions, all your accounts, track your rewards, and get support – all at your fingertips.

Before You Begin

  • Make sure you have your PC Financial Mastercard card on-hand, including the CVV numbers and postal code to where the card is registered. You will also be prompted to answer a few dynamic questions for security.
  • Be creative – you will be setting up a Username and Password for your account.
  • Log in to the email you used when signing up to verify your Online account.

Steps

  1. Go to the PC Financial sign in page and click on Sign up
  2. Fill out the required fields in the form, enter your personal card number, CVV number, and postal code. Click “Continue” once completed.
  3. Choose a Username and click “Continue”.
  4. Set a Password and click “Continue”.
  5. Please read and accept our Terms & Conditions for Online Banking.
  6. Verify your account by clicking on the link in the email we have just sent.
  7. You are all setup now!

How To Activate Your PC Financial Mastercard

To activate your new PC Financial Mastercard, you’ll need an online account at pcfinancial.ca. If you don’t already have an account, create one by following the steps above.

Before You Start

Make sure you have your new card handy as you’ll need to confirm your card and account details to complete your activation.

If you’re on a desktop

  1. Click on ‘Accounts & Cards’
  2. Select the ‘Cards’ tab
  3. Select the card you would like to activate
  4. Click on ‘Activate now’ and answer the onscreen questions
  5. Enter your activation code found on the sticker on your card
  6. Done!

If you’re on the mobile app

  1. Click on the ‘Cards’ button at the bottom of the screen
  2. Select ‘Cards’
  3. Select the card you would like to activate
  4. Click on ‘Activate now’ and answer the onscreen questions
  5. Enter your activation code found on the sticker on your card
  6. Done!

Learn More: Great West Life Login: How To Access Your Online Account

PC Financial MasterCard Login Steps

After registering your PC Financial MasterCard for online account access or if you are an existing customer then the next steps would be to log in to your PC Financial MasterCard account online in order to make your PC Financial MasterCard payment.

PC Financial MasterCard Login: How To Make Your Payment

Go to the PC Financial MasterCard Login page: https://secure.pcfinancial.ca/en/login and sign in with your username and password. If you don’t have a username and password then follow the steps above to register for online account access.

Once logged in, you can view your account summary, make payments, and update your profile information. You can also activate paperless statements and set up autopay to have your monthly statement automatically paid each month from a checking or savings account.

How To Reset Your Password Online

If you’ve forgotten your password, or find yourself locked out of your account, you can reset them online.

Before You Begin

  • Make sure you are in a secure environment to reset your password
  • Make sure you have your PC Financial® Mastercard® on hand
  • You cannot reuse previously used passwords

Steps (Desktop)

  1. Go to the PC Financial MasterCard login page
  2. Click on “Forgot Password” to reset your password (don’t forget to be creative and follow the guidelines to set a strong password!)

Steps (Mobile)

  1. Launch the PC Financial mobile app
  2. Tap on Forgot Password to reset your password (don’t forget to be creative and follow the guidelines to set a strong password!)

How To Recover Your Username Online

If you’ve forgotten your username you can recover it online.

Steps (Desktop)

  1. Go to the PC Financial MasterCard login page
  2. Click on “Forgot Username” to recover your username
  3. Follow the steps to verify your identity
  4. Retrieve your username and look for a confirmation email

Steps (Mobile)

  1. Launch the PC Financial mobile app.
  2. Tap on Forgot Username to recover your username

How To Make Your PC Financial MasterCard Payment

There are three ways to make your PC Financial Mastercard payment.

1: Online, telephone, bank machine: Electronic payments are your quickest and most convenient option. Online, telephone and bank machine payments at most major financial institutions are credited the same day provided you make your payment by 5pm CST (Central Time) on a banking day. These payments are reflected on your online summary 2-3 days afterwards. 

Steps

  1. Log in to your PC Financial mobile app or online account
  2. Click the pay and fund button (the “+” on your mobile app)
  3. Click pay bills
  4. Select the payee you wish to pay
  5. Select the amount, date and frequency with which you would like the payment
    to be made
  6. Confirm your payment

2: Mail in: Address your envelope, to:
PC Financial Mastercard
P.O. Box 4405
STN A, Toronto, ON M5W 5Y6.

Be sure to include the top portion of your statement along with your cheque or money order payable to “PC Financial Mastercard”. It can take 7 to 10 business days for PC Financial Mastercard to receive payments through Canada Post. Payments are posted to your account the day PC Financial Mastercard receives the payment, so make sure you’ve allowed enough time for your payment to arrive. 

3: In-branch: If you bank at one of the following institutions, you can make payments at your local branch (or bank machine, if applicable). Cardholders may pay in-branch, over the counter, at the following financial institutions; however, these financial institutions may charge a fee for the service. The service provided is at the discretion of the financial institution and may take up to 10 business days to reach PC Financial Mastercard. Payments are posted to the cardholder’s account the day PC Financial Mastercard receives notice of the payment. 

PC Financial Mastercard Customer Service

You experience a different kind of panic if your credit card gets declined or if there’s ever a problem with your card account. When that happens, you want to get the matter resolved right away, and for that, you need a reliable and responsive company. Thankfully, PC Financial is more than just reliable and responsive. If you ever have a question about a transaction, just call PC Financial Mastercard Customer Service at [1-866-246-7262].

Add Your Comment Here

Your email address will not be published.