Personify Financial loans may be good for people with low credit scores who need a smaller amount of money quickly. However, the Personify Loan Services / Personify Financial Login portal also known as the borrower portal allows customers to make payments, view transaction history, review statements, and more.
When you register for online access to your account, logged in to your account you will have full access to the following Personify Financial online Services:
- Manage your account
- Update your profile information
- Check your balance
- Make a payment
- Change your due date
- Update your bank or card information
- See your account history
- FAQ to help answer common questions
- Check your current VIP status & discount rate
What You Need To Know About Personify Financial
San Diego–based Personify Financial offers unsecured installment loans of up to $15,000, with loan amounts and terms varying by state. Its loans are designed for people who may have trouble finding funding with other lenders. While this lender is willing to look beyond credit scores during the application process, annual percentage rates (APRs) are sky-high.
If your credit needs improvement and you’re only looking to borrow a small amount, Personify might be worth checking out. Here’s a breakdown of some of the benefits of Personify personal loans.
- Options for people with poor credit: Personify checks your credit but doesn’t grant loans based solely on this measurement, which can help if you have a low credit score.
- Loan prequalification: Personify can do a loan prequalification using a soft credit inquiry, which doesn’t affect your credit score.
- No cost to paying off your loan early: If you decide to pay off your loan ahead of schedule, you won’t pay a prepayment penalty. This can help you save on interest costs.
- Can help you build credit: Personify reports your payments to the credit bureaus, so you can focus on making on-time payments to help boost your credit.
Personify doesn’t charge a prepayment penalty, so you’re free to pay down your debt early and save on interest. It also doesn’t charge an application fee.
Personify Financial Login Steps
Personify Loan Services is a sister company of Personify Financial. You may have received a communication letting you know that Personify Loan Services is now your loan servicer. If so, Personify Loan Services is the company trusted by your lender to provide the help you need, and the place where you will fulfill your obligations for your current personal loan.
The Personify Financial Login also known as the Borrower Portal platform is where you will go to make payments, check your balance, access your loan documents, check your loan history, and more.
You must have an active account with Personify Loan Services to have access to the Borrower Portal. However, if you have already registered for Personify Financial borrower online account access, you can securely log in to your account by following the simple steps below.
To sign in, go to https://myaccount.personifyls.com/account/login
- In Email address, type the email address that you selected when you signed up for online account.
- In Password, type your password.
- Click Login.
If you have forgotten your Personify Financial Login credential, You can reset your password from the login page. From the login page there is a button for “Forgot Password?”. Click that to receive a password reset email and then follow the prompts. If you are unable to access, and you have an active account, don’t hesitate to reach out to customer service for assistance.
How To Make Your Loan Payments
You can use one of the below payment methods.
1: ACH: The most popular method is Electronic Fund Transfer, also known as ACH. With ACH, you give Personify Loan Services permission to transfer your scheduled loan payment electronically from your checking account, usually on the payment due date. This option is automatic and helps protect you from forgetting to make a payment.
2: Send a Check By Mail: Another method is to mail in a check to Personify Loan Services for each payment. If you choose this option, please make sure you allow sufficient time for mailing. You are responsible for payments to be received on-time.
You can also make additional one-time payments through the borrower portal (using your bank account and routing numbers), or with a debit card by phone
Personify Financial Contact Information
PO Box 208417 Dallas
1 (888) 578-9546
Monday-Friday – 8:00 AM to 9:00 PM CT
Saturday – 8:00 AM to 5:00 PM CT
Please visit the Personify Financial Frequently Asked Questions section for immediate answers to many common questions.
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