RISE Credit Login: How To Manage Borrower Account

Rise Credit is an online lender that offers small personal loans of $500 to $5,000, depending on your state, and considers people with poor to fair credit. However, your RISE Credit Login allows you to access and manage your RISE Credit Servicing account online at RISEcredit.com.

If you’ve just gotten approved for the RISE Personal Loan— congratulations — you’ll want to familiarize yourself with your new account online and how to contact customer service, should any problems arise. However, this post contains general information regarding your RISE Credit Servicing account online, it discusses the steps you need to take in order to sign in to your account and make your payments.

What You Need To Know About RISE Credit Servicing

RISE offers loans that come with fixed interest rates and a defined term length, paid off in monthly installments. You’ll receive your money in one lump sum payment when you take out the loan. RISE allows you to use its loans for a host of purposes, including expenses such as medical bills, home repairs, or debt consolidation

For the millions of working Americans who have limited access to lower-cost credit products, RISE is a smarter credit option. RISE is an installment loan offering a flexible payment schedule and rates that go down over time with successful payments. Also, their fees are prorated. This means that customers pay for only the number of days they keep the loan.

To make a loan decision, RISE uses information from two of the three major credit bureaus (Experian and TransUnion) as well as alternative credit bureaus such as Clarity Services, Teletrack and FactorTrust. This means borrowers with thin or no credit history may not qualify for a Rise loan. The lender doesn’t disclose a minimum credit score requirement.

Rise personal loans may be a good option for people who need money quickly and have trouble getting approved by other lenders because of their credit. But given the lender’s high APRs, we suggest exploring all other possible loan options and alternatives before getting a RISE loan. If you have already gotten a RISE loan, read below to know how to manage your account.

RISE Credit Login Steps

The RISE Credit login process is very simple and straightforward. After you might have registered for online access you will receive your username and password. Before, you make your first payment with your account you will need to log in to your account through the RISE Credit login portal..

When you are successfully logged in to your online account, you will always have 24/7 access to manage your account online at RISEcredit.com. This is the easiest and quickest way for you to:

  • View Balance
  • Make/Manage Payment(s)
  • Option to Defer Payment(s) (must meet specific criteria to be eligible)
  • Change or Reset your Password
  • View Statement(s) 
  • Update Your Account Information
RISE Credit Login: How To Manage Your Account Online

Step 1: Go to the RISE Credit Login page: https://secure.risecredit.com/login

Step 2: Upon reaching the RISE Credit login page, provide your Email address followed by your password in the blank spaces below and then press “Sign In”. If the particulars entered are correct, you will also be taken to your RISE Credit account dashboard

How To Make Your RISE Credit Payment

For installment loans, depending on your state of residence, you will be able to select the number of payments based on your amount and pay frequency. However, RISE accepts payments by ACH, debit card, and check.

1: Payment by ACH: For your convenience, if you have chosen to receive your money via electronic deposit (ACH debit), your payments will be electronically debited from your checking account. 

If you no longer want ACH as your payment meth please contact RISE Customer Support and tell the agent you’d like to revoke your ACH debit authorization. The agent will make the necessary changes to your account and speak with you about alternative payment options available to you.

2: Payment by Debit Card: Debit cards are accepted for one-time payments only. Debit card payments made by 10pm ET will be applied to your account the same day. Any debit card payments made after 10pm ET will be applied to your account the next day. To pay by debit card, please log in to My Account and select ‘Make a Payment.’

3: Payment by Check: To make your RISE credit payment check, please mail your check to one of the following addresses:

RISE Credit
PO Box 679900
Dallas, TX 75267-9900

Overnight payments only:
RISE Credit 
Lockbox Number 679900
1200 E. Campbell Rd., Suite 108
Richardson, TX 75081

RISE does not have any pre-payment penalties, so we encourage you to pay off early and save. However, if you’re unable to make a payment by the due date, please contact RISE Customer Support

RISE offers payment extensions for those times when you need a few extra days. In most states, charges will continue to accrue on overdue amounts when you miss a payment.

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  1. Janie Raymis says:

    I would like to register my REVVI credit card on line so I will be able to set up electronic payments.

    Thanking you in advance I am,
    Janie Raymis

  2. Hi Janie Raymis,
    To register your REVVI credit card online, go to MyCCPay and select the “Register
    You will be asked to enter the following information.

    (1) 16 Digit Account Number with number
    (2) Enter your SSN. Last 4 Digits – Numbers only
    (3) Enter your passcode. Letters, numbers, space, and dash Only
    (4) Enter a valid email address
    (5) Select Security Question from the dropdown

    If you experience difficulties registering your account, please call Revvi Credit Card Customer Service 1-800-800-2143 or email them at [email protected]

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