State Farm Bill Pay | How To Pay State Farm Bills

State Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois. The group’s main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that also owns the other State Farm companies. State Farm is ranked No. 36 on the 2018 Fortune 500 list of the largest United States corporations by total revenue. Everything you need to know about State Farm Bill Pay process is detailed below.

State Farm Bill Pay

How to Pay Bills Online

  • Visit the State farm login portal (
  • First, log in to your State Farm Bank account
  • Follow the “Pay Bills Online” link from your “Policies and Accounts” page, or select the “Bill Pay” tab on any other page
  • Now, choose a payee, enter the payment amount, select a date from the smart calendar and hit “Submit”

More Ways To Pay State Farm Bills

State Farm make State Farm bill pay easy and convenient. Choose the way to make a payment that works best for you.

In Person

Pay your bill by visiting (or calling) your State Farm agent. You can use a credit card or a check/money order made out to State Farm.

By Phone

Pay using the key code from your current bill by calling the State Farm bill pay number 800-440-0998 (24/7). Use a credit card or checking/savings account.

By Mail

Send a check or money order using the return envelope included in your bill, or your own envelope addressed to:

State Farm Insurance Companies
Insurance Support Center – East
P.O. Box 588002
North Metro, GA 30029Like a good neighbor, State Farm is there.

How late can I pay my State Farm Bill?

State Farm has a grace period of 10 days for payments, with specific timeframes varying based on state law. During the grace period, policyholders can pay their past-due premium in order to avoid a lapse in coverage.

How do I view my state farm bill online?

Where do I access my online billing and payment information? Use the Digital Pay Payment Center link to access your account. Enter your user ID and password to login. You will be directed to your billing and payment information.

Can I pay State Farm Insurance with a credit card?

Pay your bill by visiting (or calling) your State Farm agent. You can use a credit card or a check/money order made out to State Farm.

Can you pay State Farm Insurance late?

(1) There are no late fees for paying after your due date has passed. Unlike many other carriers and brokers, State Farm’s premiums are not financed, so no late fees are charged. Monthly payment plans do have a monthly charge of $1 for automatic payments, or if you “go green” with paperless billing. A $3 service charge is included with all other State Farm Payment Plans.

(2) How it all pans out depends on the payment plan you have. Here, I refer to monthly payment plans only:

A. Automatic monthly payment plans have about a 10-day grace period before the policies on the payment plan start to lapse due to non-payment.

B. Regular monthly payment plans hold a reserve month. If you miss your due date, your policies will not immediately lapse thanks to this reserve month. Your account will double bill about 14 days after the initial due date. While this gives you more time to pay the first month you missed, you will now owe the first month you missed, and the second month coming due, combined. Your second month isn’t due until its own due date, so you may pay the first month you missed only, as long as you pay prior to the second month’s due date. You may then pay the second month due by its due date. If you pass the second month’s due date, you will then have a 10-day grace period to pay both months due before the policies being billed for on that account start to lapse.

Here is some of the “magic” your agent can work if you communicate with your agent prior to your due date:

(1) Your agent can extend the due date on your account to later in the month (UNLESS your due date is already set to the 28th). Going from a due date of the 15th, let’s say, to the 28th gives you more time to pay for that month. You can always change your due date back once your account is current, or leave it if you like the later due date better.

(2) In the case of automatic payment plans, an agent can ‘suspend’ the payment plan from pulling funds out of your bank account prior to the due date, allowing you to call in the payment when you are ready, but you must call in prior to the due date for the suspension to be successful. Then, once the account is current, you can let the agent know you would like to resume the automatic payments.

All “magic” used is at the agent’s discretion. If it seems like the monthly payment plans aren’t a good fit for you, your agent may recommend you go quarterly, semi-annually, or annually.

It is highly recommended that you communicate with your agents office direct for service that is tailored to your individual needs. The information I have provided is basic, and focused on monthly payment plans that mainly bill for auto and personal fire insurance only. Other policies, such as life, health, commercial, have other factors involved with them, which is something your agent can go further in depth on with you.

How do I pay my State Farm auto loan online?

Online: Log into your account and click on the ‘Make Payment’ button from your My Accounts page. 

State Farm mobile app: Downloading the State Farm mobile app , and logging into your State Farm account.

Phone: You can call state farm at 877-734-2265 and speaking with one of our customer service representatives.

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