Surge Credit Card Login: Access Your Account & Make a Payment

The Surge Mastercard credit card issued by Celtic Bank and serviced by Continental Finance is designed for those who have a bad credit history or none at all and want to build or rebuild their credit. However, the Surge Credit Card Login portal allows you to make your Surge Credit Card payment online, set up autopay, view transactions, view statement and lots more.

You have to attentively read this article till the end in order to learn how to set up your new Surge Credit Card for online account access, learn how to sign in to your account to make your Surge Credit Card payments. You will also learn everything you need to know about managing your credit card account, like; online payments, transaction histories, review statements, check due dates and lots more.

Surge Credit Card Benefits

The Surge Mastercard credit card is an accessible credit card to consumers with a wide range of credit scores. It’s an option for those who have difficulty getting approved for an unsecured credit card and don’t want to give a security deposit — as secured credit cards require.

As you use the Surge credit card, your usage will be reported to all three major credit bureaus — TransUnion, Experian and Equifax. With on-time payments, low credit card utilization and responsible use, you can build up your credit score and eventually qualify for a better credit card.

You may also be eligible for a potential credit limit increase after six months of making the required minimum monthly payments. This can help lower your credit utilization, which is another factor that can positively impact your credit score.

How To Register For Online Access To Your Surge Credit Card Account

If you have not registered your Surge Credit Card, you need to register it for online access before using it for online transactions. As the accountholder (the primary person who applied for the Surge Credit Card), when you register for and sign in to your Surge Credit Ca account, you have 24/7 online access to the following account management tools;

  • Make your Surge credit card payment
  • Enroll to receive online statements for your Surge card
  • View recent transactions
  • View previous statements
  • View payment history
  • View your balance and other important Surge credit info

To do so you simply need to sign up and get your Surge login information. Then you can access your Surge credit info anytime 24 hours per day, 7 days per week.

How To Register Your Surge Credit Card Online

To register your card please go to, click on Register now! and fill the registration form with:

  • Your last credit Card Account Number
  • Your last Four Digits of SSN
  • Your 5 digit zip code
  • After entering the correct details then click on “Lookup account” and..
  • Follow the onscreen instructions to finish the registration.

How To Activate Your New Surge MasterCard

You can activate new and reissued cards online or over the phone. To activate your Surge Credit Card online, go to the website on the back of your card and select the “Activate Now” button.

However, to activate your Surge Credit Card over the phone, call from the phone number that you provided on your application to the toll-free activation number printed on the sticker affixed to your new card within 30 days of receiving your card in the mail.

Surge Credit Card Login Steps

Now that you have registered your Surge Credit Card for online activities or if you are an existing Surge credit card account holder, its time to log in to your account to make your Surge MasterCard payment online, view statements, check balance, Change your personal details, Add another user to your account, Change your credit limit and much more.

So, check out the steps given below and make sure to follow them accordingly if you want to login into your Surge credit card account.

Surge Credit Card Login Steps

Step 1: Go the Surge Credit Card Login page:

Step 2: Upon reaching the Surge credit card login page, provide your username and password in the blank spaces below and then press “Login to my account”. If the particulars entered are correct you will also be taken to your account dashboard.

Once logged in, you can view your account summary, make payments, and update your profile information. You can also activate paperless statements and set up autopay to have your monthly statement automatically paid each month from a checking or savings account.

If there have been multiple unsuccessful attempts to sign into your account, they will temporarily suspend your online account access for your security. They will send an email with instructions to the email address they have on file for your account. If you were locked out because you forgot your username and/or password, visit Forgot Username or Password? to reset your information so you can sign in.

How To Make Your Surge Credit Card Payment

If you want to make a payment toward your bills for Continental Finance Credit cards then you can make them online, over the phone, or send checks to the pay box.

1:Pay Online: We have explained the Surge Credit Card login steps above, please follow that and once you are on your due section, click on the pay button. You will be asked few personal and Bank details, from which payment will be debited.

2:Pay Via phone: Dial 1-800-518-6142, and follow the IVR and provide some personal and bank details to make payment

3: Pay via mail: Send payment checks to

Surge Card
PO BOX 6812
Carol Stream, IL 60197-6812

4: App: You can also make your Surge Credit Card Payment through the Continental Finance mobile app for iOS and Android.

How To Contact Surge Credit Card Customer Service

Everybody needs to know, and have some contact details of everything possible in order to trust it. Surge has one as well, and that too with a very quick response giving service plus they will solve your problems easily without delaying it. 

So, if you have any query, doubt or any problem, then just simply contact them by the following ways below.

1: Phone

Automated Account Information
(Available 24 hours a day/7 days a week)

Customer Service
(Customer Care Specialists are available 7 a.m.–10 p.m. Mon–Fri, 9 a.m.–4 p.m. Sat/EASTERN TIMES)

(7 a.m.–10 p.m. Mon–Fri, 8 a.m.–4 p.m. Sat/EASTERN TIMES)

Lost/Stolen Card

2: Mail


Surge Card
P.O. Box 3220
Buffalo, NY 14240-3220

Funding of Security Deposit
Surge Card
P.O. Box 8099
Newark, DE 19714-8099

Payments on Account
Surge Card
P.O. Box 6812
Carol Stream, IL 60197-6812


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