Synchrony Bank Login: How To Access Your Bank Account Online

Synchrony offers an online savings account and CDs with competitive rates, Best for: Those who prefer to bank online and earn competitive rates and don’t need a checking account or in-person services. However, the Synchrony Bank login portal allows you to get online access to manage your credit card account, check your balances, transfer funds, and more.

Online banking provides a number of considerable advantages to customers willing to forego the more traditional aspects of banking in person. The most obvious is the 24/7 access to your account that most banks offer, allowing you to work around your schedule for many basic transactions rather than needing to rely on banker’s hours.

Synchrony offers straightforward products and services online. It doesn’t have any branches, but customer service is available through live chat, Twitter and a toll-free phone number. Synchrony’s mobile app gets good ratings in Apple’s App Store and the Google Play Store, and allows mobile check deposit and other general banking tasks, plus the option to ask questions and get answers over live chat.

How To Register For Synchrony Bank Online Access

Your Synchrony Bank account can be registered at This online website will give you simple and easy access to your account any time, anywhere, including on your mobile device! By registering your account, you can:

  • Make same day payments until 11:59PM ET
  • Schedule up to 12 future dated payments
  • Confirm your recent online payments
  • Review your recent transactions
  • Sign-up for paperless statements with eBill

Next, we’ll give you step-by-step instructions on how to register your account. To get started, be sure you have the following information:

  • Account number
  • Last 4 digits of Social Security Number
  • Date of Birth
How To Register For Synchrony Bank Online Access

Step 1: Visit and register Clicking on the green “Register For Online Access” link located in the login section at the top of the page.

Step 2: Complete account validation. You will need to answer all questions so that they can confirm your identity. The information needed to register is for the primary account holder and should match the application. You will need to enter your full account

Step 3: Review Account: On the “Review Account” screen you will need to confirm this is the account you wish to register. Do this by selecting the green “Next” button. If you have other Synchrony Bank accounts, you may link them to manage all your accounts with one online profile.

Step 4: Online Profile – Username and password; In this step, you will enter your user name and password, create security questions and decide how you want your statement delivered.

Now that you are registered, you will be able to access your account information online anytime, including on your mobile device, make same day payments, enroll in eBill and much more.

Synchrony Bank Login Steps

Here are some quick steps to get access to the Synchrony Bank Online Banking portal and enjoy its various features. Just follow them correctly and in no time you will see its dashboard on your screen. Oh, by the way, you will also need a user name and password for this but you don’t have that then just follow the steps above to enroll in Synchrony Bank online banking.

Follow these steps below to login to your Synchrony bank login portal.

Synchrony Bank Login Steps

Step 1: Again, visit the Synchrony Bank login page:

Step 2: Upon reaching the Synchrony bank login page, provide your username and password in the blank spaces below and then press “Sign In”. If the particulars entered are correct you will also be taken to your account dashboard.

When you select the “Remember User Name” check box and then log in, your username is encrypted and stored on the computer you are currently using. The next time you log in, the system will prefill your username and you only need to enter your password (which, for security reasons, is never saved) to log in.

Important: Because “Remember User Name” stores your username on the computer you’re using, do not use this feature on public computers (such as those in a library or internet cafe).

Once logged in, you can view your account summary, make payments, and update your profile information. You can also activate paperless statements and set up autopay to have your monthly statement automatically paid each month from a checking or savings account.

If there have been multiple unsuccessful attempts to sign into your account, they will temporarily suspend your online account access for your security. They will send an email with instructions to the email address they have on file for your account.

If you were locked out because you forgot your username and/or password, visit Forgot Username or Forgot Password to reset your information so you can sign in.

How To Pay Synchrony Bill

The easiest way to pay a Synchrony credit card bill is online. After you’ve logged in, click “Payments,” then, “Make a Payment.” Select the payment amount, date and your preferred checking account to pay from. After reviewing your payment, click “Submit.” You can also mail in a Synchrony credit card payment.

How To Contact Synchrony Bank

If you need to reach out to Synchrony for help, you have several options.

  • Visit and can click on “Contact Us” at the top of the screen and then select the banking product that you need help with.
    • From there, you can engage in a live chat with an agent if one is available.
  • If you prefer the phone, call 1-866-226-5638 with any questions.
    • For deaf or hard of hearing individuals, you will have to use an operator relay service.
  • If you prefer a written correspondence, send your letters to the following address:
    • Synchrony Bank
      P.O. Box 105972
      Atlanta, GA 30349-5972

Leave a Reply

Your email address will not be published. Required fields are marked *