How To Make Your TJMaxx Credit Card Payment: Pay As Guest

Synchrony Bank issues two branded TJ Maxx credit cards: TJX Rewards card and TJX Rewards Platinum Mastercard. The TJX Rewards card can be used at TJ Maxx, HomeGoods, Marshalls, Sierra and Homesense stores and websites. The TJX Rewards Platinum Mastercard is accepted at any business that accepts Mastercard payments. In this post, you will learn everything you need to know about accessing your TJMaxx Credit Card account online, how to make your TJMaxx Credit Card Payment, how to Pay Without Login and more options to pay.

With a TJX Rewards credit card, you can receive discounts on purchases and earn points for each purchase you make. You’ll have to keep your account in good standing to continue enjoying these perks, however. Synchrony Bank gives you three options for making a TJ Maxx credit card payment: online, by phone or by mail. Here’s everything you need to know.

How To Make Your TJ Maxx Credit Card Payment Online

Perhaps the most convenient way to pay your TJX Rewards credit card or TJX Rewards Platinum MasterCard bill is to use the online portal provided by Synchrony Bank. If you haven’t already registered for online account access, you’ll need to complete the online registration process for your account.

How To Register Your Credit Card Account Online: You need to register your TJMaxx Credit Card for online account access if you want to use it to make online payments. To register your TJMaxx Credit Card card for online account access, Go to the Synchrony online banking website and click on “‎Register for Online Access ” and enter your last name, SSN or bank account number, and date of birth to verify your credit card account. Choose your TJMaxx Credit Card username and password: The username must be between 6 and 12 characters. The password must be 8 to 32 characters long, with at least one letter, number and special character.

After you register and set up your online account, you can make a payment by following these steps:

  1. Gather your credit card account number, bank account number and bank routing number.
  2. Go to the Synchrony Bank login page.
  3. Enter the user ID and password you selected when you registered.
  4. Click “Secure Login.”
  5. Follow the on-screen prompts to complete your payment.

How To Make Your TJ Maxx Credit Card Payment Without Logging In

If you want to make a payment without registering or logging in to an online account, you can still pay your bill online. Here’s how:

  1. Have your credit card and banking information ready, and click “Pay As Guest” on the Synchrony Bank login page.
  2. Enter your card number, the last four digits of your Social Security number and your billing ZIP code.
  3. Click “Continue.”
  4. Follow the on-screen prompts to complete the payment.

How To Make Your TJ Maxx Credit Card Payment by Phone

To make a TJ Maxx credit card payment by phone, follow these steps:

  1. Gather your credit card and banking account information, including your bank routing number.
  2. Call the customer service number for your card type.
    • TJX Rewards credit card: 800-952-6133
    • TJX Rewards Platinum Mastercard: 877-890-3150
  3. Enter your account number.
  4. Say, “Make a payment.”
  5. Follow the automated prompts to complete your payment.

How To Make Your TJ Maxx Credit Card Payment by Mail

You can also make a TJ Maxx credit card payment by mail. Here’s how:

  1. Write a check or purchase a money order for at least the minimum payment due.
  2. Include the payment coupon from your monthly account statement.
  3. Mail your payment and coupon to the correct address for your card type:

TJX Rewards Platinum Mastercard
P.O. Box 530949
Atlanta, GA 30353-0949

TJX Rewards Credit Card
P.O. Box 530948
Atlanta, GA 30353-0948

If you miss your payment due date, you can still pay your payment by one of the available methods. Your payment is due by 5 p.m. EST on the due date printed on your account statement, or a late fee of $25 will apply. The fee increases to $35 if you’re late more than once in a six-month period.


1: How Do I Cancel My T.J. Maxx Credit Card? Depending on the type of credit card, you can cancel it by phone. To cancel the T.J. Maxx Rewards call 800-952-6133, or dial 877-890-3150 if it’s the Platinum MasterCard you want to cancel.

2: What Bank Issues the T.J. Maxx Credit Card? As you probably assume at this point, the T.J. Maxx credit cards are issued by Synchrony Bank. The financial institution has already extended the agreement with the department store.

3: What Credit Score Is Needed for A T.J. Maxx Card? If you want to apply for a credit card by the famous retailer you need at least a “fair” score, which is around 620. If your score is above 670 “you might be better off with one of the better cashback cards such as the Chase Freedom Flex. The rewards you earn shopping at T.J. Maxx would have much more flexible and potentially lucrative redemption options with no annual fee.”

4: How Do I Check the Balance on My T.J. Maxx Card? To check your T.J. Maxx card balance you can call 1-877-890-3150 or the number that is on the back of your card. Also, you can log into your account and get the information from there, but you can keep tabs on your rewards balance as well and pay your bills.

5: What Happens If Your TJ Maxx Credit Card Payment Is Late? If you get late for your credit card payment, don’t worry: You can still proceed with the payment albeit with an extra $25 fee. If you’re late a second time in the space of six months, the fee will go up to $35. On the due date, payments must be made before 5PM EST.

You may also want to now how to contact tjmaxx credit card customer service if are having issues with your account or wan to request for additional information.


  1. I want to make a one time paymeny – not auto pay

  2. To make a T.J.Maxx Credit Card onetime payment online, log in to your online account, go to the “Summary” tab, and click on the “Make Payment” button. From there, you’ll be able to confirm your payment information and send your payment. Thanks

  3. Kim Binetti says:

    pay bill on line

  4. Kim Binetti says:

    pay bill

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