Tower Loan may be a good choice for you if you live in one of its five serviced states and want in-person customer service. However, the Tower Loan Login portal is an online portal once logged in, lets you access and manage your borrower account online.
However, if you are an Tower Loan customer looking for instructions on how to register for online account to your Tower Loan account or if you already have an online account looking instructions on how to sign in to make your Tower Loan payments, this post will walk you through the processes.
What You Need To Know About Tower Loan
Tower Loan offers standard installment loans for borrowers in five states. Unlike most short-term lenders, it does report payments to TransUnion and Equifax, which can help build your credit score. You can even apply with a coborrower — although Tower Loan doesn’t state what requirements your coborrower will need to meet to qualify for a loan.
Tower Loan doesn’t list interest rates on its website, and when I called for more information, the representative I spoke to said APR depends on the amount you borrow, your loan term and the collateral you provide. However, they did state that APR could be above 36%. There are also maintenance fees, although the representative wasn’t able to give details on how much these cost.
You can borrow anywhere from $1,000 to $20,000 — provided you have the collateral to secure a large amount. Loan terms last anywhere from 12 to 36 months or more, and interest is prorated based on when you pay off your loan. This means that repaying your loan early can help you avoid costly interest charges.
Tower Loan sends an email statement five days prior to your due date every month. You can enroll in automatic repayments, which are deducted from the bank account you provided, or make a manual payment on Tower Loan’s website. It also accepts payments over the phone and at its branch locations.
Tower Loan Login Steps
The Tower Loan login Steps is very simple. You must have your username and password to access the Tower Loan login portal. Those who don’t have their login credentials, have to register first. If you already have your login credentials, its time to log in to your account to have 24/7 online access to your account management tools:
Step 1: Go to the Tower Loan login page: https://creditapp.towerloan.com/Account/Login
Step 2: Upon reaching the Tower Loan login page, provide your username and password in the blank spaces below and then press “Log In”. If the particulars entered are correct you will also be taken to your account dashboard.
In case you want an online portal to Remember your login credentials, click on “Remember Me” button. When you sign in with a new or unrecognized device, they make sure it’s you by sending a security code to your mobile phone or email address on file. “Remember My Device” lets you skip this step
Important: Because “Remember Me” stores your username on the computer you’re using, do not use this feature on public computers (such as those in a library or internet cafe).
Tower Loan Online Payment Steps
To begin, you may wish to contact your local branch to verify the information needed to access your account. Visit www.towerloan.com, click “More”, “Branch Locations”, and enter your address to find locations near you. You can find Branch Address and Phone number through “Branch Locations”
Once you have verified your information, select “Guest Account Lookup” to get started. You will be prompted to enter the following information in the suggested format to access your account.
- First Name- as it appears on your account
- Last Name- as it appears on your account
- Date of Birth in this format: mm/dd/yyyy (include leading zeros for mm and dd)
- Last 4 digits of your SSN (include leading zeros)
- Account Number in this format: 123456-123456 (include leading zeros)
NOTICE: Any payments received after 7:00 pm CDT will be credited on the following business day.
If you have any problems accessing your account, please contact your local branch for assistance. Additional terms and conditions may apply. Please see “terms and conditions” at www.towerloan.com.
** Do not click your Browser’s back button while you are on the Tower Loan Online Payment System **
- If you are an existing customer, you can make your Tower loan payment by going to the Customer Login page.
- If you are a new user then, create Login or Guest Account Lookup
Tower Loan Frequently Asked Questions
1: Can I make my payments online? Yes, by clicking Pay Your Bill, you will be taken to the page where you can enter your account information & pay your bill online. You will just access your account by verifying your First Name, Last Name, Birth Date, Last 4 SSN, & your 12 digit account number. We can also do this over the phone if you’d prefer.
2: Can I apply for a loan online? Yes, everyone can apply online with our simple application & some will even be able to complete the full process online including signing documents electronically. Click Apply Now to apply or Learn More to find out more information.
3: Is Tower Loan hiring right now? They’re always hiring! Click Learn More to find out about open positions in your area.
4: Will my rate change during my loan? No, all of Tower Loan’s rates are fixed rates & the repayment terms will not change during the life of a loan.
5: What is the interest rate or APR (annual percentage rate) on a loan? The interest rate and the APR will vary based on the type of the loan, the amount, & the repayment schedule. Contact your local branch & our staff can see what you qualify for today.
6: What types of loan does Tower Loan offer? All of Tower Loan’s products are installment loans. This means the interest rate & repayment term do not change throughout the loan. They offer loans for whatever problems arise where someone needs financial help.
7: Can I see customer reviews for Tower Loan? Yes! They love to capture real reviews by real customers. You can click here to see these experiences from our customers.
8: Does Tower Loan offer title loans? They do offer loans that use a title to an automobile or other collateral that has a title. Contact them to apply or learn more about our loans.
9: I cannot get access to make a payment. If the information you’re entering to access online payments doesn’t match their records, you will not be able to reach your account. Please give us a call to verify the information we have in your account.
10: How do I create a login for monthly statements? They provide electronic statements at no charge for your accounts. Simply enroll your account by clicking Enroll Now & it’ll walk you through the account setup. 5 Days prior to your payment, you’ll receive an email to let you know your statement is available.
11: Where is Tower Loan located? Tower Loan is located in Mississippi, Louisiana, Missouri, Alabama, Illinois, & Texas. Click Here to find the branch nearest you along with their contact information.
12: How do I find my account information? Due to privacy concerns Tower Loan does not transmit account information via email. All requests for account information, including but not limited to, account number, balance, payoff amounts or payment arrangements should be made in person or by calling the office where the account was originated.
13: How do I reach customer service? You can visit their customer service webpage to submit a complaint. They’d prefer you to attempt to work this out at the local branch first, but if you have, you can submit your issue here to be contacted.
14: How do I file a credit reporting dispute? If you believe there has been inaccurate reporting of your account, please visit their customer service website to submit a dispute form.