As its name suggests, United Wholesale Mortgage is a wholesale lender — rather than work directly with consumers, it partners with mortgage brokers and financial institutions who then sell UWM loans to their clients. However, the United Wholesale Mortgage Login portal allows you to to sign into your United Wholesale Mortgage Home Loans Account and access all the account features. You simply need your username and password.
Read our downloadable guide carefully and completely. It contains important information that should answer most of your questions about managing your United Wholesale Mortgage online account. Additionally, it discusses steps you need to take in order to create a user account if you are a new user. This guide will help you to manage your account with ease. Keep in mind, though, that like this website, it only gives general information. It is not the law. It is not a regulation. It is not legal advice.
In this article, you will learn how to securely log into your United Wholesale Mortgage online account and also have a look at the ways you can pay your United Wholesale Mortgage, along with suggestions on the tips for paying off your mortgage early:
About United Wholesale Mortgage
United Wholesale Mortgage provides mortgage lending services. The Company offers online financing services and mortgage loans to home purchasers. United Wholesale Mortgage serves customers in the United States.
United Wholesale Mortgage is the largest among all the wholesale mortgage lenders in the United States. Consumers generally don’t deal directly with wholesale lenders when it comes to purchasing a mortgage; rather, they are likely to be directed to a UWM product through the services of a mortgage broker. Once you set up your mortgage with UWM, you’ll have to make regular payments.
United Wholesale Mortgage: Loan Types and Products
If you are a new customer, to apply for a United Wholesale mortgage, you’ll need to head to FindAMortgageBroker.com and check out lenders and mortgage brokers in your area. From there, you can apply for a mortgage. Loan options depend on the lender, but United Wholesale funds the following:
- Conventional loans
- Federal Housing Administration (FHA) loans
- Department of Veterans Affairs (VA) loans
- U.S. Department of Agriculture (USDA) loans
- Jumbo loans
- Refinance loans
- Fixed-rate loans
- Adjustable-rate loans
Homebuyers have an option between taking out a fixed-rate mortgage, in which the rate never changes, and an adjustable-rate mortgage, which comes with a fixed rate only for a certain amount of time. Once the fixed period is over, the ARM rate may go up or down based on market conditions. United Wholesale funds ARMs with terms of 5/6, 7/6, or 10/6. With a 5/6 ARM, for example, the rate is fixed for the first five years then adjusts every six months for the rest of the loan term. There’s a 1% rate cap at each adjustment.
How To Register Your United Wholesale Mortgage Account Online
United Wholesale Mortgage improved the online experience making it easier to manage your home loan using your online account. However, if this is your first time trying to manage your United Wholesale Mortgage account online then you need to register for United Wholesale Mortgage online account access in order to set up your new user ID and password.
When you register for United Wholesale Mortgage online account, you will have 24/7 access to your account information and also, you will be able to;
- Sign up for Paperless
- Get all your statements online
- Check current loan balances
- 12-month payment history
- Year-to-date totals
- Payment due dates
- And a whole lot more!
- Don’t forget…By registering for United Wholesale Mortgage online account, you will also be able to pay your mortgage online with AutoPay.
Follow the steps below to register your United Wholesale Mortgage account online;
- To register your United Wholesale Mortgage account online kindly go to the United Wholesale Mortgage registration page and enter your loan number, your SSN (Last 4 digits) / TIN (9999 format) and your property Zip Code.
- After entering the details. crosscheck the information and click on “Find my account” to find your account and complete the registration.
United Wholesale Mortgage Login Steps
You will be able to make a United Wholesale Mortgage Payment online once your are registered for online account access and logged into your United Wholesale Mortgage online account. Follow the instructions below to log into your United Wholesale Mortgage online account.
Step 1: Go the United Wholesale Mortgage Login page
Step 2: Upon reaching the United Wholesale Mortgage login page, provide your Username followed by your password in the blank spaces below and then press “Log In”. If the particulars entered are correct you will also be taken to your account dashboard
How to Make Your United Wholesale Mortgage Payment
United Wholesale Mortgage offers several ways for customers to make their monthly payments. However, if you’ve decided that paying off your mortgage early is the right move, there are many ways to go about it. You don’t have to throw your entire savings account at the debt. Instead, consider these tips for paying off your mortgage early:
1: Pay Online: United Wholesale Mortgage offers a mortgage loan servicing webpage to facilitate online payments. To access your account online, you’ll need either your loan number or your last name and the last four digits of your Social Security number. If you access the site using your name and Social Security number, you’ll need your Servicing Loan number to pull up your account information and make a United Wholesale Mortgage loan administration payment.
The easiest way to make your mortgage payment online is to set up an automatic debit from your checking or savings account. After using your United Wholesale Mortgage login to access the UWM loan servicing website, you can enroll in the company’s Automated Payment (ACH) program to deduct the correct monthly mortgage payment amount from your bank account.
If you don’t set up an automated ACH payment, you can still use the loan servicing website to make any payment you would like on your mortgage. In addition to paying your bill, you can use the site to view your mortgage statement, tax details, insurance details and anything related to your mortgage.
AutoPay allows you to have your payment automatically debited on the same date each month from the checking, savings or money market account of your choice. Enrolling in AutoPay is free and easy. See how To enroll and use United Wholesale Mortgage Autopay
2: Pay By Phone: If you’re not interested in using the automatic payment feature on the United Wholesale Mortgage website, you can simply call 888-464-2432 to make a payment through the automated Pay by Phone system. Please have your account number and last four digits of your social security number ready and follow the instructions. With this method a fee of up to $2 may apply.
You can also pay your bill over the phone by talking to a representative. Just call 888-464-2432. With this method a fee of up to $9 may apply.
3: Pay By Mail: Simply detach the coupon located on the bottom of your statement and mail it with your check or money order in the envelope provided. If you do not have the billing coupon, you can still send your payment to the address below. Just be sure and write your loan number on the check or money order.
Pay to: UWM
P.O. Box 650530
Dallas, TX 75265-0530
Please call 888-464-2432 with any questions about payments. Once they receive your payment it may take a few days to process, but there’s no need to worry. Your payment will be credited to your account the day we receive it.
Other Payment Options
1: Western Union Quick Collect: This option is available to ensure same-day delivery of your payment. Call 1-800-325-6000 or visit www.westernunion.com to locate the nearest Western Union QuickCollect Agent. Once you’ve arrived at your nearest agent’s office, complete a blue QuickCollect form, providing your name and your loan number. You will also need the following information to ensure that your payment reaches UWM.
Pay to: UWM
Please Note: All QuickCollect® transactions require cash, and you will be assessed a fee by Western Union® for this service. If you have a Western Union online account, you may want to know how to access your Western Union account online.
2: MoneyGram Express Payment: This option is available to ensure same-day delivery of your payment. Call 1-800-926-9400 or visit www.moneygram.com to locate the nearest MoneyGram agent.
Once you’ve arrived at your nearest agent’s office, complete a blue ExpressPayment form, providing your name and your loan number. The MoneyGram Receive Code is 16423. You will need this code to ensure that your payment reaches UWM. All ExpressPayment transactions require cash, and you will be assessed a fee by MoneyGram for this service.
UWM understand that even with your best efforts, it can sometimes be difficult to make a payment on time. In this case the best thing you can do is to let them know as soon as you can that there might be an issue. They have a variety of ways to work something out, so you can focus on getting things back in order. Please call them at 888-464-2432.