Zebra Insurance Quotes: How To Compare Quotes On The Zebra

The Zebra is an insurance search engine and car insurance comparison site based in Austin. The Zebra allows users to compare and shop Zebra Insurance Quotes from top national and regional insurance companies. Like other auto insurance quote comparison sites, it’s on a mission to disrupt the insurance industry and empower users to do their own insurance shopping online.

Where Does The Zebra Get Its Quotes And How Does It Work?

How do The Zebra auto insurance quotes work? The Zebra auto insurance comparisons include quotes from many companies, as The Zebra is partnered with over 100 companies, including Liberty Mutual, GEICO, Travelers, Farmers, State Farm, and American Family.

So if you are looking to get a GEICO quote but want to make sure you are getting a good deal, you can easily get a quote for GEICO as well as other top companies with The Zebra.

Unlike other companies, The Zebra doesn’t have a full list available on their website of what companies they are partnered with. However, we can tell you how The Zebra auto insurance rates are calculated.

According to their website, TheZebra.com auto insurance quotes use the following factors to formulate personalized rates:

  • Location: The ZIP code you live in will change your auto insurance premiums. Crime, weather, natural disasters, and accident statistics can change when you move from city to city or state to state.
  • Demographics: Your age, gender, marital status, credit score, homeowner status, and education level will be used by insurers to calculate risk and potential discounts. Married drivers are more likely to get affordable car insurance quotes, while young drivers are more likely to file a bodily injury liability or property damage liability claim.
  • Insurance history: If you have had any illegal lapses in insurance, your rates will rise.
  • Driving history/driving record:: Accidents, tickets, or DUIs will affect your rates.
  • Vehicle: Some vehicles are safer than others and have cheaper repair parts. If you need help deciding which vehicle to buy, check the National Highway Traffic Safety Administration (NHTSA) for vehicle safety ratings.

Pros & Cons of The Zebra

Pros of The Zebra

  • Comparison: Instant quotes from over 100 top providers. 
  • Simple: Customize your insurance needs
  • Save: Save up to $670 a year by optimizing discounts
  • Speed:  Compare dozens of quotes side-by-side in just 90 seconds. 
  • Hassle-free: No texts. No unwanted emails. No spam. 
  • Backed by data: Original research and educational tools 
  • Independent and Unbiased: No allegiance to any one provider

Cons of The Zebra

  • Sealing the deal: All policies have to be completed with the provider of choice, and some insurance providers require visiting their site directly to finish the quoting process. 
  • All at once: The different comparison engines for home and auto insurance don’t share information so you need to re-enter that information for each.

Is The Zebra right for you?

If you’re looking for somewhere to start the auto insurance search process and either evaluate your current rates or decide what a competitive price to pay would be, you can’t ask for a more comprehensive solution.  It might also teach you a lot about what goes into pricing a policy and provide some best practices or tips for pursuing your next policy.

Remember, don’t expect to leave with a policy in hand.  You’ll still need to seal the deal directly with an insurance provider.  But The Zebra can jump start that process and arm you with all the information you need to find a competitive auto insurance policy.  This is great for anyone who is price sensitive and doesn’t want to take all the time required to research a bunch a providers and evaluate each on their own.

Zebra Insurance Quotes – How To Compare Quotes On The Zebra

You’ve finally decided to take the leap on that Tesla Model 3 you’ve been salivating over. Your dealer got one in your budget. It’s the perfect deal until you realize you’ve forgotten to calculate the cost of insurance on a brand new vehicle.

Here’s the good news: you might have some wiggle room if you’re already overpaying for car insurance.

But how are you supposed to know if you’ve found the right rate? Shopping for car insurance while vehicle shopping can be an exhausting experience. You’re never quite sure if you’re getting a realistic quote or if you’ve budgeted enough.

That’s why The Zebra exists, to get location-based quotes instantly from the biggest insurers on the market including Nationwide, 21st Century Insurance, Allstate, Esurance, MetLife, and more.

When you get on The Zebra’s comparison tool, simply enter your ZIP code to get started. You’ll be prompted with a few automated questions about your current insurance and vehicle. They also provide information about bundling your car insurance with homeowners or renters insurance.

Then submit your personal info and get your quotes. It’s that simple.

Plus, it comes without any hassle. Researching car insurance is hard enough without having all of your personal information sold. That’s why The Zebra is committed to hassle-free dealings. When you send them your personal info they only use it to compare the best rates for you.

The Zebra doesn’t sell you anything they only show you carrier results that might fit your needs. With the largest network of carriers hosted on their site, you’ll be surprised how many options are there.

And since they’re not invested in selling you anything, you can feel confident you’re getting unbiased information. Make a real choice based on quotes tailored to you.

So when you see that with switching insurance you could save up to $368 a year—the average savings of The Zebra users—you had better believe it. Some customers even end up saving $670 a year when they compare quotes on The Zebra. Cut your costs in half like 5-star reviewer Angela D: “Saved over 50% on auto insurance for same coverage I had with a company I’d been with for 13 years.”

Take advantage of the fastest way to compare car insurance quotes without any hassle on The Zebra today. There’s no gray area when it comes to saving on car insurance. The Zebra shows you savings in black and white.

Zebra Insurance Quotes – Online

Zebra Insurance easy-to-use tools let you compare quotes from top car and home providers, all at once and online.

Zebra Insurance Quotes – Call an Agent

Whether you just prefer a friendly voice or need more information, Zebra Insurance licensed agents are ready to help you save. Call 1.888.255.4364 Hablamos Español.

Frequently Asked Questions: Zebra Insurance Quotes

Still have questions? We have answers.

1: What is The Zebra’s Insurability Score? The Zebra’s Insurability Score™ is a free tool that helps customers find out what their insurance risk is and how to fix it.

It calculates risk with the same formula insurers use (your car, how you drive, etc.) and shows you what you can do to lower your rate and start saving on auto insurance.

2: What is The Zebra Fintech? Fintech provides advice on technology and finance.

3: Does getting an auto insurance quote affect credit? No, getting an auto insurance quote doesn’t hurt your credit score. Insurers take what is called a soft pull on credit to assign rates. While a soft pull may show up on your next credit statement, it has no bearing on your score.

However, your credit score will affect auto insurance rates. Drivers with good or excellent credit can sometimes pay over $1,000 less than drivers with poor credit.

4: How many auto insurance quotes should you compare? The Insurance Information Institute (III) recommends that you compare at least three insurance quotes. This allows you to view a wider range of prices and coverages in your area so you can pick the best one.

Filling out multiple quote forms can be time-consuming, so we recommend going through a quote comparison tool first.

Once you have quotes from a comparison tool, you can pick the top insurers and get individual quotes from each one. This will ensure that your quotes are as accurate as possible.

5: How often should you shop around for auto insurance? You should look at auto insurance quotes at least once a year. Since insurers are always competing with each other and changing rates, you may find that your current insurer no longer has the best rates for your needs.

6: How long does an auto insurance quote last? Auto insurance quotes from Zebra don’t last forever, as rates for insurance premiums are always changing. Generally, you will have a month or two to act upon your quote before it expires. This means you will have to fill out a new quote form to buy an auto insurance policy.


  1. William Vessels says:

    I am wanting insurance quotes on auto & home.

  2. Hi William Vessels,
    We are not affiliated with Zebra Insurance Company, however, whether you just prefer a friendly voice or need more information, Zebra Insurance licensed agents are ready to help you save. Call 1.888.255.4364 Hablamos Español.

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